Hamilton County property record for 10285 Ramona Ter, Ooltewah, TN 37363
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 837 sqft · built 1948 |
| Lot Size | 0.137 acres (6,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $150,000 (Sep 2024) |
| Tax Bill | $555 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Feb 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 151B A 015 |
| Primary APN | 151B A 015 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 837 sqft Living Area |
| Year Built | Built 1948 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Ranch |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.137 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000086377 |
|---|---|
| Street Address | 10285 RAMONA TER |
| City | OOLTEWAH |
| State | TN |
| Zip | 37363-8579 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT SE 1/4 SE 1/4 SEC 22 TWP 4 R-2 |
| Legal Range | 02 |
| Legal Township | 04 |
| Legal Section | 22 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 7 |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 11203 |
10285 Ramona Ter is owned by an individual who bought it in September 2024.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 8575 STACK ROCK LN, OOLTEWAH, TN 37363-9525 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 16, 2024 | Warranty Deed, Transfer · Stand-Alone First Mortgage BRAITHE KRAUSE |
| Feb 7, 2017 | Grant Deed ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 16, 2024 · Amount on File |
| Deed Sale | Sep 16, 2024 · Amount on File |
| Prior Sale | Oct 7, 2003 |
| Deed Document Number | 2024091600085 |
| Deed Book / Page | 13706 / 533 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Sep 16, 2024 |
| Property Address | 10285 RAMONA TER, OOLTEWAH, TN 37363-8579 |
| Document Number | 0000000085 |
| Book / Page | 13706 / 533 |
| Instrument Date | Sep 13, 2024 |
| Instrument | 2024091600085 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, BRIDGE CITY TTL EAST BRAINER |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $555.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 8575 STACK ROCK LN, OOLTEWAH, TN 37363-9525 |
| Document Number | 0000000086 |
|---|---|
| Date | Sep 16, 2024 |
| Instrument | 2024091600086 |
| Name | BRAITHE KRAUSE |
|---|---|
| Type | Private Party |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 36 Months |
| Due | Sep 13, 2027 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 7, 2017 |
| Property Address | 10285 RAMONA TER, OOLTEWAH, TN 37363-8579 |
| Document Number | 0000000250 |
| Book / Page | 010971 / 000508 |
| Instrument Date | Feb 6, 2017 |
| Instrument | 250 |
| Record Updated | Jul 4, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $277.00 |
| Amount Accuracy | Confirmed |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 2164 OAK FARM TRL CHATTANOOGA TN 374211271, CHATTANOOGA, TN 37421-1271 |
The 2025 property tax bill for 10285 Ramona Ter was $555, down 2.5% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Collegedale City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $555.00 (-2.46%) | $36,650 (+44.01%) | $146,600 (+44.01%) Land $55,000 Building $91,600 |
| 2024 | $569.00 (-41.46%) | $25,450 (-) | $101,800 (-) Land $40,000 Building $61,800 |
| 2023 | $972.00 | $25,450 | $101,800 Land $40,000 Building $61,800 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10285 Ramona Ter in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2010.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2010) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 2010 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10285 Ramona Ter is moderate, ranking above 42% of the US, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 60% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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