10285 Center Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10285 Center Ave, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,022 sqft · built 1978
Lot Size	2.33 acres (101,869 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,410,000 (Aug 2018)
Tax Bill	$19,156 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Transfer + 1 more
Flood Zone	Zone AE (high risk)
APN	`835-09-015`

Property Details

APN / Parcel Number

Primary APN	`835-09-015`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	1 Story
Building Area	3,022 sqft Living Area
Gross Area	1,834 sqft
1st Floor Area	1,834 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	101,869 sqft
Garage Area	690 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	10285 CENTER AVE
City	GILROY
State	CA
Zip	95020-9278
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-20A
Legal Description	PARCEL MAPS 391 PG 49 LOT B
Legal Subdivision	CATHERINE DUNN RANCH #1
Legal Lot Number	B
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	3
Census Block	3025
Census Tract	512401

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	2324 MONTPELIER DR, 1, SAN JOSE, CA 95116-1612
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 7, 2021	Correction Deed
Aug 31, 2018	Grant Deed, Transfer ATHAS CAP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Deed Document Number	201824015860
Last Transfer Date	Feb 26, 2021
Transfer Doc	0024910042
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	10285 CENTER AVE, GILROY, CA 95020-9278
Transaction Type	Mortgage
Record Updated	Dec 15, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 CENTER AVE, GILROY, CA 95020-9278

Mortgage

Document Number	0025187424
Date	Dec 7, 2021
Instrument	25187424

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

April 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 7, 2021
Property Address	10285 CENTER AVE, GILROY, CA 95020-9278
Document Number	0024910042
Map Reference	MB 391 PG 49
Instrument Date	Feb 26, 2021
Instrument	24910042
Record Updated	Sep 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	2324 MONTPELIER DR STE 1, 1, SAN JOSE, CA 95116-1612

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Aug 31, 2018
Property Address	10285 CENTER AVE, GILROY, CA 95020-9278
Document Number	0024015860
Instrument Date	Aug 8, 2018
Instrument	24015860
Transaction Type	Transfer
Record Updated	Sep 12, 2018
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,551.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	2324 MONTPELIER DR #1 SAN JOSE CA 951161612, 1, SAN JOSE, CA 95116-1612

Mortgage

Document Number	24015861
Date	Aug 31, 2018
Instrument	24015861

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS, CA 91301

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 30, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.95%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,604,333 (+2%) Land $967,152 Building $637,181
2025	$19,156.00 (+2.37%)	$1,572,877 (+4.04%) Land $948,189 Building $624,688
2023	$18,713.00 (+1.81%)	$1,511,803 Land $911,371 Building $600,432
2022	$18,381.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	Yes
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 26 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA CLARA VALLEY WATER DISTRICT serves 0 people · EPA ID CA4310027
Water Source	Surface water
Last State Inspection	Dec 2025

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Hankins Information Technology Fiber · Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100

May also be available: GeoLinks.

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