10285 Buck Rd, Freeland, MI 48623 Property Records

Saginaw County property record for 10285 Buck Rd, Freeland, MI 48623

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,288 sqft · built 1968
Lot Size	19.7 acres (861,181 sqft)
Owner	Individual Name on Record
Last Sale	$195,000 (Dec 2005)
Tax Bill	$4,050 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Apr 2021 Transfer
Flood Zone	Zone X (minimal risk)
APN	`29-13-3-09-1001-009`

Property Details

APN / Parcel Number

Primary APN	`29-13-3-09-1001-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,288 sqft Living Area
1st Floor Area	1,288 sqft
Basement Area	1,288 sqft
Finished Basement	1,288 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Exterior Material	Aluminum/Vinyl
Lot Area	861,181 sqft (19.7 acres)
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	32 sqft
Patio Area	2,848 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	10285 BUCK RD
City	FREELAND
State	MI
Zip	48623-9731
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A1-AGRI
Legal Description	COM AT NE CORN OF SEC TH W 984 FT TO POB TH S 1314.76 FT TH W 656.06 FT TH N 1314.76 FT TH E 653.20 FT TO POB 19.77 ACRES SEC
Legal Range	03E
Legal Township	13N
Legal Section	09
Jurisdiction	SAGINAW MI
Township / Civil Division	TITTABAWASSEE
Census Block Group	1
Census Block	1012
Census Tract	10101

Owner

Source: Saginaw County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10285 BUCK RD, FREELAND, MI 48623-9731
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2026	Quit Claim Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Apr 7, 2021	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2005 · Amount on Record
Deed Sale	Dec 13, 2005 · Amount on Record
Deed Book / Page	2353 / 2315
Last Transfer Date	Mar 26, 2021
Transfer Doc	0000011585
Record Updated	Oct 29, 2026

August 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAGINAW MI
Recording Date	Aug 14, 2026
Property Address	10285 BUCK RD, FREELAND, MI 48623-9731
Document Number	0000020870
Instrument Date	Aug 10, 2026
Instrument	202620870
Transaction Type	Transfer
Record Updated	Sep 9, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10285 BUCK RD, FREELAND, MI 48623-9731

Mortgage

Document Number	0000020871,
Date	Aug 14, 2026
Instrument	202620871

Lender

Name	FIFTH THIRD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAGINAW MI
Recording Date	Apr 7, 2021
Property Address	10285 BUCK RD, FREELAND, MI 48623-9731
Document Number	0000011585
Instrument Date	Mar 26, 2021
Instrument	2021011585
Transaction Type	Transfer
Record Updated	Jun 19, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	10285 BUCK RD, FREELAND, MI 48623-9731

Tax Assessment & Valuation

Source: Saginaw County assessment roll, as of August 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Saginaw County
County Subdivision	Tittabawassee Township
Unified School District	Freeland Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$149,900 (+41.95%)	$299,800 (+41.95%)
2025	$4,050.00 (+25.27%) Homeowner's exemption
2023		$105,600	$211,200
2022	$3,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: LakeNet.

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