10285 128th Ter, Largo, FL 33773 Property Records

Pinellas County property record for 10285 128th Ter, Largo, FL 33773 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,336 sqft · built 1973
Lot Size0.18 acres (7,841 sqft)
OwnerOwner Name on File
Last Sale$84,000 (Apr 2010)
Tax Bill$1,931 (2025)
Deeds & MortgagesApr 2018 Line of Credit
Nov 2019 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-749-9818-8

Property Details

APN / Parcel Number

Primary APNC62-000-749-9818-8
Alternative APNs
  • 10-30-15-35066-002-0330
  • 153010350660020330
  • R113408

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,336 sqft Heated Area
1st Floor Area1,336 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1978
Exterior MaterialStucco
Construction TypeConcrete Block
Foundation TypeFooting
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,841 sqft (0.18 acres)
Lot Dimensions104 ft deep x 67 ft wide
PorchOpen Porch
Porch Area70 sqft
Shed1 Shed

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account NumberR113408
Old Parcel Number153010350660020330
Street Address10285 128TH TER
CityLARGO
StateFL
Zip33773-1008
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHALGREEN MANOR-UNIT 2 BLK B, LOT 33
Legal Range15
Legal Township30
Legal Section10
Legal SubdivisionHALGREEN MANOR-UNIT 2
Legal BlockB
Legal Lot Number33
Legal Unit2
JurisdictionPINELLAS FL
Township / Civil DivisionCLEARWATER
Census Block Group1
Census Block1005
Census Tract25311

Owner

Source: Pinellas County records · APN C62-000-749-9818-8

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordOwner Name on File
Mailing Address10285 128TH TER, LARGO, FL 33773-1008
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

DateDocument
Apr 25, 2018Deed of Trust, Mortgage · Line of Credit
BANK OF AMERICA NA
Nov 15, 2019Deed of Trust, Mortgage · Conventional Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleApr 13, 2010 · Amount on Record
Deed SaleApr 13, 2010 · Amount on Record
Prior SaleJun 04, 2009
Deed Document Number2010098472
Deed Book / Page16883 / 2503
Record UpdatedJun 08, 2026

April 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10285 128TH TER, LARGO, FL 33773-1008
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyAMERICAN TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0200260047
DateApr 25, 2018
Book Page20026/0047
Instrument2018128922
Lender
NameBANK OF AMERICA NA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueApr 13, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10285 128TH TER, LARGO, FL 33773-1008
Document Number0207801805
Instrument DateNov 15, 2019
Transaction TypeMortgage
Record UpdatedDec 09, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address10285 128TH TER LARGO FL 337731008, LARGO, FL 33773-1008

Mortgage

Document Number0207801805
DateNov 21, 2019
Book Page020780/001805
Instrument375514
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueNov 20, 2049

Tax Assessment & Valuation

Source: Pinellas County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
MunicipalityLargo City
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,931.00 (+9.03%) Homeowner's exemption$143,934 (+5.99%)$206,863 (-4.15%) Land $125,689 Building $81,174
2023$1,771.00 (+3.81%) Homeowner's exemption$135,804 (+3%)$215,819 (+15.99%) Land $148,350 Building $67,469
2022$1,706.00 Homeowner's exemption$131,849$186,065 Land $134,924 Building $51,141

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Pinellas County (12103C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121030253111, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance CostPremium on Record
median of 43 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies43 in force
34 of 43 on primary residences
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024, rainfall accumulation, Hurricane Milton

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on 128th Ter

Nearby Streets

Search Property Records by Address or Parcel Number