10282 Shadding Reach Rd, Millington, MD 21651 Property Records

Kent County property record for 10282 Shadding Reach Rd, Millington, MD 21651

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 2,703 sqft · built 2007
Lot Size	5.23 acres (227,819 sqft)
Owner	2 Individual Names on File
Last Sale	$385,000 (May 2009)
Tax Bill	$5,346 (2026)
Deeds & Mortgages	Oct 2025 Line of Credit Nov 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-015427`

Property Details

APN / Parcel Number

Primary APN	`01-015427`
Alternative APNs	`1015427` `015427`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,703 sqft Total Area
Basement Area	1,536 sqft
Finished Basement	1,536 sqft
Utility Area	330 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	227,819 sqft (5.23 acres)
Garage Type	Attached
Garage Area	660 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	530 sqft
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	015427
Street Address	10282 SHADDING REACH RD
City	MILLINGTON
State	MD
Zip	21651-1166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AZD
Legal Description	LOT 1-5.23 AC. 10282 SHADDING REACH RD W OF MILLINGTON
Legal Subdivision	PAUL L SHEPHERD LANDS
Legal Lot Number	1
Jurisdiction	KENT MD
Township / Civil Division	1, MASSEY
Census Block Group	3
Census Block	3022
Census Tract	950100

Owner

10282 Shadding Reach Rd is owned and occupied by two individuals who bought it in May 2009.

Source: Kent County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10282 SHADDING REACH RD, MILLINGTON, MD 21651-1166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2025	Deed of Trust, Mortgage · Line of Credit TRUIST BANK
Nov 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR
Sep 14, 2017	Deed of Trust, Mortgage · Conventional Mortgage BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2009 · Amount on File
Deed Sale	May 21, 2009 · Amount on File
Prior Sale	Mar 4, 2005 · Amount on File
Deed Document Number	200990214
Deed Book / Page	603 / 307
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	10282 SHADDING REACH RD, MILLINGTON, MD 21651-1166
Transaction Type	Mortgage
Record Updated	Oct 21, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 SHADDING REACH RD, MILLINGTON, MD 21651-1166

Mortgage

Document Number	0014570009
Date	Oct 3, 2025
Book Page	1457/9

Lender

Name	TRUIST BANK
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	10282 SHADDING REACH RD, MILLINGTON, MD 21651-1166
Document Number	0009280105
Book / Page	000928 / 000105
Instrument Date	Nov 10, 2017
Transaction Type	Mortgage
Record Updated	Jan 5, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 SHADDING REACH RD MILLINGTON MD 216511166, MILLINGTON, MD 21651-1166

Mortgage

Document Number	0009280105
Date	Dec 20, 2017
Book Page	000928/000105

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENT MD
Property Address	10282 SHADDING REACH RD, MILLINGTON, MD 21651-1166
Document Number	0009170494
Book / Page	000917 / 000494
Instrument Date	Sep 14, 2017
Transaction Type	Mortgage
Record Updated	Nov 10, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 SHADDING REACH RD MILLINGTON MD 216511166, MILLINGTON, MD 21651-1166

Mortgage

Document Number	0009170494
Date	Sep 20, 2017
Book Page	000917/000494

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WILSON, NC 27893

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Sep 19, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 10282 Shadding Reach Rd was $5,346 with a homeowner's exemption, up 5.3% from the year before.

Source: Kent County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Kent County
Unified School District	Kent County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,346.00 (+5.26%) Homeowner's exemption	$554,700 Land $62,800 Building $491,900	$554,700 Land $62,800 Building $491,900
2025	$5,079.00 Homeowner's exemption
2023	$4,313.00 Homeowner's exemption	$436,400 Land $62,800 Building $373,600	$436,400 Land $62,800 Building $373,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10282 Shadding Reach Rd in Zone X, an area of minimal flood risk, though there have been 6 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	6 (1979–2011)
Most Recent Claim	Aug 2011 · Hurricane Irene
Claims by Event	Hurricane Irene, Aug 2011 · 2 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10282 Shadding Reach Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 85% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
IQ Fiber Fiber	1,000 / 1,000

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