Winnebago County property record for 10282 Ray Dr, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,748 sqft · built 1977 |
| Lot Size | 0.58 acres (25,265 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $300,000 (Nov 2025) |
| Tax Bill | $6,034 (2024) |
| Deeds & Mortgages | Nov 2025 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-02-227-010 |
| Primary APN | 08-02-227-010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,748 sqft Living Area |
| 1st Floor Area | 1,748 sqft |
| Basement Area | 1,450 sqft |
| Unfinished Basement | 1,450 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Exterior Material | Concrete |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 25,265 sqft (0.58 acres) |
| Heating System | Central |
|---|
| Old Parcel Number | 110A049 |
|---|---|
| Street Address | 10282 RAY DR |
| City | ROSCOE |
| State | IL |
| Zip | 61073-9330 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Description | PLAT 4 OF HINKLES WOODED ACRES BNG SUBPT NE 1/4 SEC 2-45-2 LOT 040 |
| Legal Range | 02 |
| Legal Township | 45 |
| Legal Section | 02 |
| Legal Subdivision | HINKLES WOODED ACRES BNG SUB |
| Legal Lot Number | 40 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 3806 |
Source: Winnebago County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10282 RAY DR, ROSCOE, IL 61073-9330 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 7, 2025 · Amount on Record |
| Deed Sale | Nov 7, 2025 · Amount on Record |
| Deed Document Number | 2529206 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Nov 7, 2025 |
| Property Address | 10282 RAY DR, ROSCOE, IL 61073-9330 |
| Document Number | 0000029206 |
| Map Reference | PB 35 PG 291 |
| Instrument Date | Oct 30, 2025 |
| Instrument | 2529206 |
| Transaction Type | Transfer |
| Record Updated | Dec 3, 2025 |
| Title Company | TULSA ABSTRACT AND TITLE COMPANY, TUA |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $450.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10282 RAY DR, ROSCOE, IL 61073-9330 |
| Document Number | 0000029207 |
|---|---|
| Date | Nov 7, 2025 |
| Instrument | 2529207 |
| Name | GUILD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2055 |
Source: Winnebago County assessment roll, as of January 1, 2024
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Harlem Township |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Kinnikinnick Community Consolidated School District 131 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2024 | $6,034.00 Homeowner's exemption Senior Citizen's exemption | $84,271 (+23.45%) Land $21,412 Building $62,859 | $252,813 (+23.45%) Land $64,236 Building $188,577 |
| 2022 | Homeowner's exemption | $68,261 Land $17,344 Building $50,917 | $204,783 Land $52,032 Building $152,751 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 71% of Illinois |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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