10282 Ponder St, Cypress, CA 90630 Property Records

Orange County property record for 10282 Ponder St, Cypress, CA 90630

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,596 sqft · built 1963
Lot Size	0.14 acres (6,100 sqft)
Owner	Individual Name on Record
Last Sale	$1,110,000 (Jun 2022)
Tax Bill	$13,518 (2025)
Deeds & Mortgages	Jun 2022 Transfer Jun 2022 Sale & Mortgage + 3 more
Flood Zone	Zone X (moderate risk)
APN	`241-173-43`

Property Details

APN / Parcel Number

Primary APN	`241-173-43`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,596 sqft Living Area
1st Floor Area	1,596 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	6,100 sqft (0.14 acres)
Garage Area	439 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	10282 PONDER ST
City	CYPRESS
State	CA
Zip	90630-4460
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 3990 BLK LOT 100
Legal Subdivision	TRACT NO 3990
Legal Tract	3990
Legal Lot Number	100
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	1
Census Block	1004
Census Tract	110114

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2022	Intrafamily Transfer, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
Jun 27, 2022	Grant Deed, Transfer · Conventional Mortgage CHANGE LENDING LLC
Dec 1, 2020	Deed of Trust, Mortgage · Conventional Mortgage GENERAL MORTGAGE CAPITAL CORP
Mar 16, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MTG
Mar 16, 2017	Quit Claim Deed, Transfer SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 27, 2022 · Amount on Record
Deed Sale	Jun 27, 2022 · Amount on Record
Prior Sale	Mar 17, 2015 · Amount on Record
Deed Document Number	2022228171
Prior Transfer Date	Jun 15, 2022
Prior Transfer Doc	0000228170
Record Updated	Sep 20, 2026

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Jun 27, 2022
Property Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Document Number	0000228170
Map Reference	MB 146 PG 41-45
Instrument Date	Jun 15, 2022
Instrument	2022000228170
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 PONDER ST, CYPRESS, CA 90630-4460

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 27, 2022
Property Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Document Number	0000228171
Map Reference	MB 146 PG 41-45
Instrument Date	Jun 11, 2022
Instrument	2022000228171
Transaction Type	Transfer
Record Updated	Jul 7, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 PONDER ST, CYPRESS, CA 90630-4460

Mortgage

Document Number	0000228172
Date	Jun 27, 2022
Instrument	2022000228172

Lender

Name	CHANGE LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.87%
Type Change Date	Jul 1, 2027
Change Frequency	6 Months
Min Rate At Change	6.87%
Max Rate At Change	8.87%
Index	Other
Max Rate	11.8%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WFG NATIONAL TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 PONDER ST, CYPRESS, CA 90630-4460

Mortgage

Document Number	0000700803
Date	Dec 1, 2020
Instrument	2020000700803

Lender

Name	GENERAL MORTGAGE CAPITAL CORP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2050

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 16, 2017
Property Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Document Number	0000108661
Instrument Date	Mar 15, 2017
Instrument	108661
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$632.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10282 PONDER ST CYPRESS CA 906304460, CYPRESS, CA 90630-4460

Mortgage

Document Number	108663
Date	Mar 16, 2017
Instrument	108663

Lender

Name	AMERICAN PACIFIC MTG
Type	Mortgage Company
Address	ROSEVILLE, CA 95661

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2047

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 16, 2017
Property Address	10282 PONDER ST, CYPRESS, CA 90630-4460
Document Number	0000108662
Instrument Date	Mar 13, 2017
Instrument	108662
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	SERVICELINK TITLE COMPANY LLC, SERVICELINK TITLE CO LLC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10282 PONDER ST CYPRESS CA 906304460, CYPRESS, CA 90630-4460

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Cypress City
Secondary School District	Anaheim Union High School District (07 - 12)
Elementary School District	Cypress Elementary School District (KG - 06)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,201,498 (+2%) Land $1,066,183 Building $135,315
2025	$13,518.00 (+6.94%)	$1,177,940 (+4.04%) Land $1,045,278 Building $132,662
2023	$12,641.00 (+68.55%)	$1,132,200 Land $1,004,689 Building $127,511
2022	$7,500.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - WEST ORANGE COUNTY private · serves 114,693 people · EPA ID CA3010022
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 644 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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