10282 Elnora St, Spring Hill, FL 34608 Property Records

Hernando County property record for 10282 Elnora St, Spring Hill, FL 34608

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,889 sqft · built 1988
Lot Size	0.284 acres (12,387 sqft)
Owner	2 Individual Names on Record
Last Sale	$255,000 (May 2021)
Tax Bill	$3,769 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5150-0964-0010`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5150-0964-0010`
Alternative APNs	`00298662` `298662`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,889 sqft Living Area
Gross Area	2,688 sqft
1st Floor Area	1,889 sqft
Flooring	Combination, Other
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1997
Exterior Material	Combination
Construction Type	Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Concrete
Lot Area	12,387 sqft (0.284 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	336 sqft
Porch	Open Porch
Porch Area	950 sqft
Deck Area	112 sqft
Patio Area	272 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00298662
Street Address	10282 ELNORA ST
City	SPRING HILL
State	FL
Zip	34608-4217
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 15 BLK 964 LOT 1
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 15
Legal Block	964
Legal Lot Number	1
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	1
Census Block	1037
Census Tract	41105

Owner

Source: Hernando County records, as of June 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10282 ELNORA ST, SPRING HILL, FL 34608-4217
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2026	Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC
May 5, 2021	Warranty Deed, Transfer · Conventional Mortgage E LOANS MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 5, 2021 · Amount on Record
Deed Sale	May 5, 2021 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	202132923
Deed Book / Page	3993 / 393
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Recording Date	Jun 17, 2026
Property Address	10282 ELNORA ST, SPRING HILL, FL 34608-4217
Document Number	0000041234
Book / Page	4724 / 322
Instrument Date	Jun 10, 2026
Instrument	202641234
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 ELNORA ST, SPRING HILL, FL 34608-4217

Mortgage

Document Number	0000041234,
Date	Jun 17, 2026
Book Page	4724/322
Instrument	202641234

Lender

Name	LOANDEPOT.COM LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 6, 2036

Interest

Rate	6.36%
Max Rate	-1%

May 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 5, 2021
Property Address	10282 ELNORA ST, SPRING HILL, FL 34608-4217
Document Number	0039930393
Book / Page	3993 / 393
Map Reference	MB 9 PG 10-15
Instrument Date	Apr 29, 2021
Instrument	2021032923
Transaction Type	Transfer
Record Updated	May 26, 2021
Title Company	SOUTHERN EQUITY TITLE, SOUTHERN SECURITY TTL OF NAT

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,785.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10282 ELNORA ST, 10282, SPRING HILL, FL 34608-4217

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10282 ELNORA ST, SPRING HILL, FL 34608-4217

Mortgage

Document Number	3993395
Date	May 5, 2021
Instrument	3993/395

Lender

Name	E LOANS MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Tax Assessment & Valuation

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,769.00 (+20.18%) Homeowner's exemption Senior Citizen's exemption	$282,461 (+2.88%) Land $46,451 Building $236,010	$282,461 (+2.88%) Land $46,451 Building $236,010
2023		$274,567 Land $53,384 Building $221,183
2022	$3,136.00		$274,567 Land $38,400 Building $236,167

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 390 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T.

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