Winnebago County property record for 10281 Pinesap Pl, Roscoe, IL 61073
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,736 sqft · built 1998 |
| Lot Size | 0.44 acres (19,166 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $249,000 (Jul 2022) |
| Tax Bill | $6,153 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Jul 2022 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-06-103-027 |
| Primary APN | 08-06-103-027 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,736 sqft Living Area |
| Basement Area | 1,736 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Lot Area | 19,166 sqft (0.44 acres) |
| Garage Area | 728 sqft |
| Deck Area | Deck Area |
| Heating Fuel | Gas |
|---|
| Street Address | 10281 PINESAP PL |
|---|---|
| City | ROSCOE |
| State | IL |
| Zip | 61073-7472 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 - SINGL |
| Legal Description | HAWKS POINTE NO 3 PT NW1/4 SEC 6-45-2LOT 133 |
| Legal Range | 2 |
| Legal Township | 45 |
| Legal Section | 6 |
| Legal Subdivision | HAWKS POINTE 3 |
| Legal Lot Number | 133 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | ROSCOE |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 3801 |
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 19, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SPRING EQ LLC |
| Jul 12, 2022 | Warranty Deed, Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP |
| Oct 16, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Jan 3, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 12, 2022 · Amount on Record |
| Deed Sale | Jul 12, 2022 · Amount on Record |
| Prior Sale | Apr 23, 2003 · Amount on Record |
| Deed Document Number | 202221492 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000001877 |
|---|---|
| Date | Jan 19, 2021 |
| Instrument | 2101877 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 1, 2041 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Recording Date | Jul 12, 2022 |
| Property Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Document Number | 0000021492 |
| Map Reference | BK41 PG 29B |
| Instrument Date | Apr 11, 2022 |
| Instrument | 2221492 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $373.50 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Document Number | 0000021493 |
|---|---|
| Date | Jul 12, 2022 |
| Instrument | 2221493 |
| Name | CHURCHILL MORTGAGE CORP |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate | 5.5% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Document Number | 0001031985 |
| Instrument Date | Oct 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 5, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10281 PINESAP PL ROSCOE IL 610737472, ROSCOE, IL 61073-7472 |
| Document Number | 0001031985 |
|---|---|
| Date | Oct 22, 2020 |
| Instrument | 1031985 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Oct 21, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 10281 PINESAP PL, ROSCOE, IL 61073-7472 |
| Document Number | 0001001610 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10281 PINESAP PL ROSCOE IL 610737472, ROSCOE, IL 61073-7472 |
| Document Number | 0001001610 |
|---|---|
| Date | Jan 17, 2018 |
| Instrument | 1001610 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jan 16, 2033 |
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Roscoe Township |
| Municipality | Roscoe Village |
| Secondary School District | Hononegah Community High School District 207 (09 - 12) |
| Elementary School District | Rockton School District 140 (PK - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,153.00 | $85,972 (+33.46%) Land $17,222 Building $68,750 | $257,916 (+33.46%) Land $51,666 Building $206,250 |
| 2022 | Homeowner's exemption | $64,417 Land $12,904 Building $51,513 | $193,251 Land $38,712 Building $154,539 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 76 (1978–2019) |
| Claims Outside the SFHA | 4 of 76 |
| Most Recent Claim | Oct 2019 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTH PARK PWD serves 35,580 people · EPA ID IL2015500 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 163 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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