Howard County property record for 10280 Wetherburn Rd, Ellicott City, MD 21042
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,480 sqft · built 1992 |
| Lot Size | 0.361 acres (15,719 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $229,900 (May 1992) |
| Tax Bill | $10,866 (2026) |
| Deeds & Mortgages | Feb 2022 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-344750 |
| Primary APN | 02-344750 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,480 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 15,719 sqft (0.361 acres) |
| Garage Type | Mixed |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 344750 |
|---|---|
| Street Address | 10280 WETHERBURN RD |
| City | ELLICOTT CITY |
| State | MD |
| Zip | 21042-1663 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 47 .361 A 10280 WETHERBURN RD WETHERBURN |
| Legal Subdivision | WETHERBURN |
| Legal Lot Number | 47 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 2, ELLICOTT CITY |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 602100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Howard County records, as of September 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10280 WETHERBURN RD, ELLICOTT CITY, MD 21042-1663 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 22, 2022 | Deed of Trust, Mortgage · Conventional Mortgage USAA FSB |
| Aug 12, 2020 | Deed of Trust, Mortgage · Line of Credit APL FCU |
| May 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 1992 · Amount on Record |
| Deed Sale | May 4, 1992 · Amount on Record |
| Prior Sale | Feb 5, 1992 · Amount on Record |
| Deed Book / Page | 2532 / 512 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10280 WETHERBURN RD, ELLICOTT CITY, MD 21042-1663 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0213460261 |
|---|---|
| Date | Feb 22, 2022 |
| Book Page | 21346/261 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 340 Months |
| Due | Jun 1, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10280 WETHERBURN RD, ELLICOTT CITY, MD 21042-1663 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10280 WETHERBURN RD, ELLICOTT CITY, MD 21042-1663 |
| Document Number | 0196080489 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 19608/489 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | LAUREL, MD 20723 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 479 Months |
| Due | Jul 20, 2060 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10280 WETHERBURN RD, ELLICOTT CITY, MD 21042-1663 |
| Document Number | 0195410340 |
| Instrument Date | May 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10280 WETHERBURN RD ELLICOTT CITY MD 210421663, ELLICOTT CITY, MD 21042-1663 |
| Document Number | 0195410340 |
|---|---|
| Date | Jul 17, 2020 |
| Book Page | 019541/000340 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 16, 2050 |
Source: Howard County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,866.00 (+4.59%) | $710,833 (+4.51%) | $741,500 (-) Land $327,300 Building $414,200 |
| 2025 | $10,389.00 (+53.75%) | $680,167 (+8.86%) | $741,500 (+14.16%) Land $327,300 Building $414,200 |
| 2023 | $624,833 | $649,500 Land $332,300 Building $317,200 | |
| 2022 | $6,757.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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