10280 Pendery Dr, Montgomery (Cincinnati), OH 45242 Property Records

Hamilton County property record for 10280 Pendery Dr, Montgomery, OH 45242

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,304 sqft · built 1957
Lot Size0.619 acres (26,964 sqft)
Owner2 Individual Names on File
Tax Bill$8,536 (2025)
Deeds & MortgagesSep 2021 Mortgage
Nov 2021 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APN603-0009-0066-00

Property Details

APN / Parcel Number

Primary APN603-0009-0066-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories2 Stories
Building Area2,304 sqft Living Area
1st Floor Area1,278 sqft
2nd Floor Area1,026 sqft
Basement Area1,278 sqft
Fireplaces3 Fireplaces
FireplaceFireplace

Exterior

Year BuiltBuilt 1957
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeMasonry / Concrete Block
Lot Area26,964 sqft (0.619 acres)
Lot Dimensions200 ft deep x 135 ft wide
Garage TypeAttached
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC

Location & Zoning

Street Address10280 PENDERY DR
CityMONTGOMERY
StateOH
Zip45242-5314
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBUXTON LANE 135 X 200 IRR LOT 35 JONES FARM SUB BLK B
Legal SubdivisionJONES FARM SUB
Legal BlockB
Legal Lot Number35
JurisdictionHAMILTON OH
Township / Civil DivisionMONTGOMERY
Census Block Group4
Census Block4000
Census Tract23901

Owner

10280 Pendery Dr is owned and occupied by two individuals who acquired it in July 2017.

Source: Hamilton County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Nov 5, 2021Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 9, 2022Deed of Trust, Mortgage · Line of Credit
US BANK NA
Sep 18, 2018Deed of Trust, Mortgage · Line of Credit
US BANK NA
May 18, 2020Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 19, 2017
Deed SaleJul 19, 2017
Prior SaleJun 3, 2010 · Amount on File
Deed Document Number10-061422
Deed Book / Page11446 / 01520
Record UpdatedJun 8, 2026

September 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000114428
DateSep 22, 2021
Book Page14507/2533
Instrument2021-0114428
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term181 Months
DueOct 1, 2036

November 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
Transaction TypeMortgage
Record UpdatedApr 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314

Mortgage

Document Number0000134882
DateNov 5, 2021
Book Page14539/2962
Instrument2021-0134882
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueNov 16, 2051
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
Transaction TypeMortgage
Record UpdatedApr 10, 2026
Title CompanyRADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

NameVerified Name
Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314

Mortgage

Document Number0000086413
DateSep 9, 2022
Book Page14748/1761
Instrument2022-0086413
Lender
NameUS BANK NA
TypeBank
AddressCINCINNATI, OH 45202
Agreement
TypeLine of Credit
AmountAmount on Record
Term360 Months
DueSep 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING

Transferred To (Grantee/Buyer)

NameVerified Name
Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314

Mortgage

Document Number0000083104
DateSep 18, 2018
Book Page13755/02297
Instrument2018-0083104
Lender
NameUS BANK NA
TypeBank
AddressOSHKOSH, WI 54902
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueAug 27, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address10280 PENDERY DR, MONTGOMERY, OH 45242-5314
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000046078
DateMay 18, 2020
Book Page14170/230
Instrument2020-0046078
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term180 Months
DueMay 1, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 10280 Pendery Dr was $8,536, up 2.4% from the year before.

Source: Hamilton County assessment roll, as of March 1, 2025

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
MunicipalityMontgomery City
Unified School DistrictSycamore Community City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,536.00 (+2.37%)$166,821 (-) Land $82,250 Building $84,571
2024$8,338.00 (-0.56%)$166,821 (-) Land $82,250 Building $84,571
2023$8,385.00 (+21.19%)$166,821 (+45.28%) Land $82,250 Building $84,571$476,630 Land $235,000 Building $241,630
2022$6,919.00 Homeowner's exemption$114,825 Land $42,361 Building $72,464
2020$328,070 Land $121,030 Building $207,040

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10280 Pendery Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (1979–2011)
Claims Outside the SFHA1 of 2
Most Recent ClaimMay 2011 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10280 Pendery Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber
3,000 / 3,000
Spectrum
Cable
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

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