10280 NW Timber Rdg, Cameron, MO 64429 Property Records

Caldwell County property record for 10280 NW Timber Rdg, Cameron, MO 64429

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,604 sqft · built 2003
Lot Size	4.6 acres (200,376 sqft)
Owner	Individual Name on Record
Tax Bill	$2,898 (2025)
Deeds & Mortgages	Jul 2026 Transfer Aug 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`04-4-19-6.18`

Property Details

APN / Parcel Number

Primary APN	`04-4-19-6.18`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,604 sqft Living Area
Basement Area	863 sqft
Finished Basement	28 sqft
Unfinished Basement	835 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	A-Frame
Construction Type	Frame
Lot Area	200,376 sqft (4.6 acres)
Garage Type	Mixed
Garage Area	2,514 sqft
Parking Spaces	8 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	248 sqft
Deck Area	192 sqft
Lean-To	1,560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10280 NW TIMBER RDG
City	CAMERON
State	MO
Zip	64429-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	19-57-29 - LOT 10 OF STONE CREEK II - A TRACT BEG 1318.18' W OF EAST QTR COR SEC 19, TH., S 688.26', W 330.82', N 658.51', NE
Legal Range	29
Legal Township	57
Legal Section	19
Legal Subdivision	STONE CREEK II
Legal Lot Number	10
Jurisdiction	CALDWELL MO
Township / Civil Division	KIDDER
Census Block Group	1
Census Block	1233
Census Tract	950202

Owner

Source: Caldwell County records, as of July 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 19, 2019	Deed of Trust, Mortgage · Conventional Mortgage FCS FINANCIAL ACA
Dec 15, 2020	Deed of Trust, Mortgage · Conventional Mortgage BTC BANK
Apr 20, 2017	Beneficiary Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 1, 2026
Transfer Doc	0000070664
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CALDWELL MO
Recording Date	Jul 20, 2026
Property Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604
Document Number	0000070664
Book / Page	2026 / 919
Instrument Date	Jul 1, 2026
Instrument	202670664
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604
Transaction Type	Mortgage
Record Updated	Mar 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00100/4135
Date	Aug 19, 2019
Book Page	100/4135
Instrument	57852

Lender

Name	FCS FINANCIAL ACA
Type	Funding / Finance Company
Address	JEFFERSON CITY, MO 65101

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	116 Months
Due	Apr 1, 2029

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL MO
Property Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604
Transaction Type	Mortgage
Record Updated	Mar 9, 2023
Title Company	NOT AVAILABLE, CAMERON TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604

Mortgage

Document Number	00100/4621
Date	Dec 15, 2020
Book Page	100/4621
Instrument	60368

Lender

Name	BTC BANK
Type	Bank
Address	BETHANY, MO 64424

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

April 2017: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	CALDWELL MO
Recording Date	Apr 20, 2017
Property Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604
Document Number	00195/4899
Book / Page	195 / 4899
Instrument Date	Apr 18, 2017
Instrument	54287
Transaction Type	Transfer
Record Updated	Mar 9, 2023

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	9811 NW DAKOTA DR, CAMERON, MO 64429-8514

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10280 NW TIMBER RDG, CAMERON, MO 64429-2604

Tax Assessment & Valuation

Source: Caldwell County assessment roll, as of January 20, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Caldwell County
County Subdivision	Kidder Township
Unified School District	Cameron R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,898.00 (+8.5%)	$48,160 (+10.36%) Land $4,640 Building $43,520	$253,460 (+10.36%) Land $24,400 Building $229,060
2024	$2,671.00
2023		$43,640 Land $4,640 Building $39,000	$229,660 Land $24,400 Building $205,260

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 50% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLINTON COUNTY PWSD 3 serves 3,722 people · EPA ID MO1024155
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Internet and Communication Associates of Northern Missouri Fixed Wireless	50 / 10

May also be available: Brightspeed, Mercury Fiber, St Joe Wireless.

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