Delaware County property record for 10280 Covan Dr, Westerville, OH 43082
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 2,720 sqft · built 1986 |
| Lot Size | 2.21 acres (96,268 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $539,900 (Aug 2019) |
| Tax Bill | $11,303 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 316-330-01-056-000 |
| Primary APN | 316-330-01-056-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,720 sqft Living Area |
| Gross Area | 5,508 sqft |
| 1st Floor Area | 1,850 sqft |
| Upper Floors Area | 870 sqft |
| Basement Area | 1,838 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Conventional |
| Exterior Material | Brick/Stone |
| Construction Type | Frame |
| Lot Area | 96,268 sqft (2.21 acres) |
| Garage Type | Attached |
| Garage Area | 782 sqft |
| Parking Spaces | 12 Parking Spaces |
| Pool Area | 648 sqft |
|---|---|
| Porch | Enclosed Porch |
| Porch Area | 184 sqft |
| Deck Area | 128 sqft |
| Patio Area | 650 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Sewer | Septic |
| Street Address | 10280 COVAN DR |
|---|---|
| City | WESTERVILLE |
| State | OH |
| Zip | 43082-9295 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 339 |
| Legal Subdivision | FARM ESTATES 06 |
| Legal Lot Number | 339 |
| Jurisdiction | DELAWARE OH |
| Township / Civil Division | HARLEM |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 11764 |
10280 Covan Dr is owned and occupied by two individuals who bought it in August 2019.
Source: Delaware County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10280 COVAN DR, WESTERVILLE, OH 43082-9295 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 12, 2021 | Deed of Trust, Mortgage FIFTH THIRD BANK NA |
| Aug 7, 2019 | Survivorship Deed, Transfer · Conventional Mortgage FIRST FEDERAL COMMUNITY BANK OF BUC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2019 · Amount on File |
| Deed Sale | Aug 7, 2019 · Amount on File |
| Prior Sale | Sep 27, 2002 · Amount on File |
| Deed Document Number | 201920910 |
| Deed Book / Page | 1654 / 2319 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DELAWARE OH |
| Property Address | 10280 COVAN DR, WESTERVILLE, OH 43082-9295 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000017110 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | 1848/1425 |
| Instrument | 202100017110 |
| Name | FIFTH THIRD BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Amount | Amount on Record |
|---|---|
| Term | 179 Months |
| Due | Mar 1, 2036 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | DELAWARE OH |
| Recording Date | Aug 7, 2019 |
| Property Address | 10280 COVAN DR, WESTERVILLE, OH 43082-9295 |
| Document Number | 0000020910 |
| Book / Page | 1654 / 2319 |
| Map Reference | MB 15 PG 118 |
| Instrument Date | Jul 26, 2019 |
| Instrument | 201900020910 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Title Company | VALMER LAND TITLE AGENCY BOX |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Document Number | 0000020911 |
|---|---|
| Date | Aug 7, 2019 |
| Instrument | 201900020911 |
| Name | FIRST FEDERAL COMMUNITY BANK OF BUC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2049 |
The 2025 property tax bill for 10280 Covan Dr was $11,303, up 0.4% from the year before.
Source: Delaware County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Delaware County |
| County Subdivision | Harlem Township |
| Unified School District | Big Walnut Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,303.00 (+0.38%) | $259,530 (-) Land $59,290 Building $200,240 | $741,500 Land $169,400 Building $572,100 |
| 2024 | $11,260.00 (+3.75%) Homeowner's exemption | $259,530 (-) Land $59,290 Building $200,240 | |
| 2023 | $10,853.00 Homeowner's exemption | $259,530 Land $59,290 Building $200,240 | $741,500 Land $169,400 Building $572,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 10280 Covan Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10280 Covan Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 68% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DEL-CO WATER COMPANY, INC. private · serves 150,000 people · EPA ID OH2101412 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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