Chesterfield County property record for 10280 Brian Ray Ct, Midlothian, VA 23112
| Property Type | Townhouse |
|---|---|
| Details | 3 bd · 2.5 ba · 1,320 sqft · built 2005 |
| Lot Size | 0.072 acres (3,136 sqft) |
| Owner | Individual Name on File |
| Last Sale | $220,000 (Oct 2021) |
| Tax Bill | $2,434 (2026) |
| Deeds & Mortgages | Oct 2021 Sale & Mortgage Jul 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 748-68-45-83-400-000 |
| Primary APN | 748-68-45-83-400-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,320 sqft Finished Area |
| Flooring | Laminate Plank |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 3,136 sqft (0.072 acres) |
| Deck Area | 24 sqft |
|---|---|
| Patio Area | 288 sqft |
| Balcony Area | 40 sqft |
| Storage Building | 32 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Gas |
| Sewer | Septic |
| Account Number | 433405000 |
|---|---|
| Street Address | 10280 BRIAN RAY CT |
| City | MIDLOTHIAN |
| State | VA |
| Zip | 23112-3461 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH - RES, |
| Legal Description | ROCKWOOD TERRACE 088 |
| Legal Subdivision | ROCKWOOD TERRACE |
| Legal Lot Number | 88 |
| Jurisdiction | CHESTERFIELD VA |
| Township / Civil Division | DALE |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 100934 |
Source: Chesterfield County records · APN 748-68-45-83-400-000
Assessment roll updated June 22, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10280 BRIAN RAY CT, MIDLOTHIAN, VA 23112-3461 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Warranty Deed, Transfer · Conventional Mortgage NFM LENDING |
| Jul 29, 2020 | Deed of Trust, Mortgage FREEDOM MTG |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 12, 2021 · Amount on Record |
| Deed Sale | Oct 12, 2021 · Amount on Record |
| Prior Sale | Jun 21, 2007 · Amount on Record |
| Deed Document Number | 202165500 |
| Deed Book / Page | 13676 / 1 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Recording Date | Oct 12, 2021 |
| Property Address | 10280 BRIAN RAY CT, MIDLOTHIAN, VA 23112-3461 |
| Document Number | 13676-1 |
| Book / Page | 13676 / 1 |
| Instrument Date | Oct 04, 2021 |
| Instrument | 2021065500 |
| Transaction Type | Transfer |
| Record Updated | Oct 27, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10280 BRIAN RAY CT, MIDLOTHIAN, VA 23112-3461 |
| Document Number | 2021065501 |
|---|---|
| Date | Oct 12, 2021 |
| Instrument | 2021065501 |
| Name | NFM LENDING |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Number | 13676-21 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 13676/21 |
| Instrument | 2021065502 |
| Name | NFM LENDING |
|---|
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESTERFIELD VA |
| Property Address | 10280 BRIAN RAY CT, MIDLOTHIAN, VA 23112-3461 |
| Document Number | 13160294 |
| Instrument Date | Jul 29, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 10280 BRIAN RAY CT MIDLOTHIAN VA 231123461, MIDLOTHIAN, VA 23112-3461 |
| Document Number | 13160294 |
|---|---|
| Date | Dec 30, 2020 |
| Book Page | 013160/000294 |
| Instrument | 72970 |
| Name | FREEDOM MTG |
|---|---|
| Type | Mortgage Company |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Rate Type | Fixed Rate |
|---|
Source: Chesterfield County records · Assessment roll updated June 22, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Chesterfield County |
| Unified School District | Chesterfield County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,434.00 (+23.87%) | $272,700 (+6.94%) Land $62,000 Building $210,700 | $272,700 (+6.94%) Land $62,000 Building $210,700 |
| 2025 | $255,000 (+18.49%) Land $60,000 Building $195,000 | $255,000 (+18.49%) Land $60,000 Building $195,000 | |
| 2023 | $1,965.00 | $215,200 Land $47,000 Building $168,200 | $215,200 Land $47,000 Building $168,200 |
Source: FEMA National Flood Hazard Layer as of April 12, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2016) |
| Most Recent Claim | Oct 2016 · river or lake flooding |
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 177 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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