1028 Windgate Ct, Naperville, IL 60540 Property Records

DuPage County property record for 1028 Windgate Ct, Naperville, IL 60540

Property Summary

Property TypeSingle Family Home
Details4 bd · 2.5 ba · 2,849 sqft · built 1993
Lot Size0.54 acres (23,522 sqft)
Owner2 Individual Names on Record
Last Sale$435,000 (Jul 2011)
Tax Bill$12,674 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN07-26-102-033

Property Details

APN / Parcel Number

Primary APN07-26-102-033

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms8 Rooms
Stories2 Stories
Building Area2,849 sqft Living Area
Gross Area4,355 sqft
1st Floor Area1,518 sqft
2nd Floor Area1,331 sqft
Basement Area1,506 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick
Construction TypeBrick
Lot Area23,522 sqft (0.54 acres)
Lot Dimensions19.5 ft deep x 13.8 ft wide
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address1028 WINDGATE CT
CityNAPERVILLE
StateIL
Zip60540-1304
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR
Legal DescriptionWINDGATE OF THREE FARMS UNIT 2 ALL
Legal SubdivisionWINDGATE OF THREE FARMS
Legal Lot Number15
Legal Unit2
JurisdictionDU PAGE IL
Township / Civil DivisionNAPERVILLE
Census Block Group3
Census Block3008
Census Tract846521

Owner

Source: DuPage County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1028 WINDGATE CT, NAPERVILLE, IL 60540-1304
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 21, 2011 · Amount on Record
Deed SaleJul 21, 2011 · Amount on Record
Prior SaleSep 19, 2006 · Amount on Record
Deed Document Number201185475
Prior Transfer DateOct 21, 2002
Prior Transfer Doc0000310209
Record UpdatedSep 20, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDU PAGE IL
Property Address1028 WINDGATE CT, NAPERVILLE, IL 60540-1304
Transaction TypeMortgage
Record UpdatedDec 14, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000019434
DateFeb 4, 2021
InstrumentR2021-019434
Lender
NameJPMORGAN CHASE BANK NA
TypeBank
AddressCOLUMBUS, OH 43240
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueFeb 1, 2036

Tax Assessment & Valuation

Source: DuPage County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyDuPage County
County SubdivisionNaperville Township
MunicipalityNaperville City
Unified School DistrictIndian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,674.00 (+10.59%)$223,525 (+28.68%) Land $70,338 Building $153,187$670,575 (+28.68%) Land $211,014 Building $459,561
2022$11,460.00 Homeowner's exemption$173,700 Land $54,300 Building $119,400$521,100 Land $162,900 Building $358,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNAPERVILLE
serves 156,406 people · EPA ID IL0434670
Water SourcePurchased surface water from DU PAGE WATER COMMISSION
Last State InspectionSep 2025
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting15
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 437 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Astound Broadband
Cable
1,500 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

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