Union County property record for 1028 Willowcroft Dr, Matthews, NC 28104
| Property Type | Rural Home |
|---|---|
| Details | 5 bd · 4.5 ba · 3,722 sqft · built 2016 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Company Name on File |
| Last Sale | $467,000 (Dec 2016) |
| Tax Bill | $5,068 (2025) |
| Deeds & Mortgages | Apr 2022 Line of Credit Jun 2024 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-141-234 |
| Primary APN | 07-141-234 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 3,722 sqft Living Area |
| 1st Floor Area | 1,694 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 93 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 1028 WILLOWCROFT DR |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-1004 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | R-20 UNION |
| Legal Description | #24 WILLOWCROFT PH2 OPCM858-860 OPCM800-802 |
| Legal Subdivision | WILLOWCROFT |
| Jurisdiction | UNION NC |
| Township / Civil Division | VANCE |
| Census Block Group | 3 |
| Census Block | 3008 |
| Census Tract | 20314 |
1028 Willowcroft Dr, a rural home, is owned by a company that acquired it in June 2024.
Source: Union County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 1028 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Jun 5, 2024 | Intrafamily Transfer, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 2, 2016 · Amount on File |
| Deed Sale | Dec 2, 2016 · Amount on File |
| Deed Document Number | 201637700 |
| Deed Book / Page | 6832 / 104 |
| Last Transfer Date | Jun 5, 2024 |
| Transfer Doc | 0000089161 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 1028 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
| Transaction Type | Mortgage |
| Record Updated | Dec 2, 2025 |
| Title Company | TITLE 365, TITLE365 |
| Name | Verified Name |
|---|
| Document Number | 0008459218 |
|---|---|
| Date | Apr 21, 2022 |
| Book Page | 8459/218 |
| Instrument | 14754 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 12, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | UNION NC |
| Recording Date | Jun 5, 2024 |
| Property Address | 1028 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
| Document Number | 0000089161 |
| Book / Page | 8916 / 1 |
| Map Reference | CAB M FILE 800-802 |
| Instrument Date | Jun 5, 2024 |
| Instrument | 12851 |
| Transaction Type | Transfer |
| Record Updated | Dec 2, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1028 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
| Name | Verified Name |
|---|---|
| Address | 1028 WILLOWCROFT DR, MATTHEWS, NC 28104-1004 |
The 2025 property tax bill for 1028 Willowcroft Dr was $5,068.
Source: Union County assessment roll, as of March 31, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $747,100 (-) Land $158,000 Building $589,100 | $747,100 (-) Land $158,000 Building $589,100 | |
| 2025 | $5,068.00 | $747,100 Land $158,000 Building $589,100 | $747,100 Land $158,000 Building $589,100 |
| 2023 | $3,727.00 | $445,400 Land $81,900 Building $363,500 | $445,400 Land $81,900 Building $363,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Willowcroft Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Willowcroft Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION COUNTY WATER SYSTEM serves 169,685 people · EPA ID NC0190413 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2026 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | E. coli resolved · Mar 2020 Haloacetic acids resolved · Jul 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Ripple Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber in parts of the area | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Windstream.
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