Monroe County and Irondequoit Town property record for 1028 Whitlock Rd, Rochester, NY 14609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,162 sqft · built 1940 |
| Lot Size | 0.11 acres (4,792 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,762 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 263400 092.11-1-30 |
| Primary APN | 263400 092.11-1-30 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,162 sqft Living Area |
| 1st Floor Area | 802 sqft |
| Upper Floors Area | 360 sqft |
| Game Room | Game Room |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 4,792 sqft (0.11 acres) |
| Lot Dimensions | 121 ft deep x 40 ft wide |
| Porch | Slab |
| Porch Area | 24 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 05990000000 |
|---|---|
| Street Address | 1028 WHITLOCK RD |
| City | ROCHESTER |
| State | NY |
| Zip | 14609-1846 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 02 - SINGL |
| Legal Description | 0043-14-07 CULVER MAN L29 00 |
| Legal Block | 1 |
| Legal Lot Number | 30.000 |
| Jurisdiction | MONROE NY |
| Township / Civil Division | IRONDEQUOIT |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 10902 |
1028 Whitlock Rd is owned and occupied by an individual who acquired it in September 2018.
Source: Monroe County and Irondequoit Town records, as of September 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 WHITLOCK RD, ROCHESTER, NY 14609-1846 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Sep 17, 2018 |
| Transfer Doc | 0000000223 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1028 Whitlock Rd was $9,762 with exemptions applied, down 8.7% from the year before.
Source: Monroe County and Irondequoit Town assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Monroe County |
| County Subdivision | Irondequoit Town |
| Unified School District | East Irondequoit Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,762.00 (-8.69%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $10,691.00 | $160,000 Land $32,000 Building $128,000 | $190,500 Land $38,100 Building $152,400 |
| 2023 | $160,000 (+87.35%) Land $32,000 Building $128,000 | $160,000 (+46.12%) Land $32,000 Building $128,000 | |
| 2022 | $85,400 Land $24,500 Building $60,900 | $109,500 Land $31,414 Building $78,086 | |
| 2021 | $5,744.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Whitlock Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 27, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 1028 Whitlock Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 95% of New York |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MCWA public/private · serves 525,262 people · EPA ID NY2701047 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control currently in violation since Jan 2025 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 391 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Greenlight Networks Fiber | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Starlink Satellite | 280 / 30 |
May also be available: Empire Long Distance, T-Mobile.
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