1028 West Ave, Springfield, PA 19064 Property Records

Delaware County property record for 1028 West Ave, Springfield, PA 19064

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,422 sqft · built 1950
Lot Size	0.19 acres (8,276 sqft)
Owner	2 Individual Names on File
Last Sale	$345,900 (Sep 2018)
Tax Bill	$9,843 (2026)
Deeds & Mortgages	Sep 2026 Mortgage May 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`42-23-406:000`

Property Details

APN / Parcel Number

Primary APN	`42-23-406:000`
Alternative APN	`42-00-07648-00`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,422 sqft Living Area
1st Floor Area	1,422 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 2017
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	8,276 sqft (0.19 acres)
Lot Dimensions	124 ft deep x 60 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	4223406000
Street Address	1028 WEST AVE
City	SPRINGFIELD
State	PA
Zip	19064-3808
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2 STY HSE GAR 60.01 X 124.46 X IRR
Legal Subdivision	PLAN FOR EDWARD F GALLAGHER
Legal Block	22
Jurisdiction	DELAWARE PA
Township / Civil Division	SPRINGFIELD
Census Block Group	2
Census Block	2005
Census Tract	407805

Owner

1028 West Ave is owned and occupied by two individuals who bought it in September 2018.

Source: Delaware County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2026	Deed of Trust, Mortgage · FHA Mortgage PLAZA HOME MORTGAGE INC
May 16, 2023	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
May 26, 2021	Deed of Trust, Mortgage · FHA Mortgage MIDLAND MORTGAGE
Sep 6, 2018	Deed, Transfer · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Dec 4, 2017	Grant Deed, Transfer · Line of Credit ESSA BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 6, 2018 · Amount on File
Deed Sale	Sep 6, 2018 · Amount on File
Prior Sale	Dec 4, 2017 · Amount on File
Deed Document Number	201844151
Deed Book / Page	6220 / 1207
Prior Transfer Date	Apr 18, 1995
Prior Transfer Doc	0000022162
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Recording Date	Sep 30, 2026
Property Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Document Number	0000038443
Book / Page	7164 / 2819
Instrument Date	Sep 25, 2026
Instrument	202638443
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	UNLIMITED SETTLEMENT SERVICES LLC, UNLIMITED SETTLEMENT SERVICE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Investor	Possibly a Property Investor

Mortgage

Document Number	0000038443,
Date	Sep 30, 2026
Book Page	7164/2819
Instrument	202638443

Lender

Name	PLAZA HOME MORTGAGE INC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Max Rate	-1%

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Transaction Type	Mortgage
Record Updated	May 26, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Investor	Possibly a Property Investor

Mortgage

Document Number	0069053010
Date	May 16, 2023
Book Page	6905/3010
Instrument	2023016501

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2053

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE PA
Property Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Transaction Type	Mortgage
Record Updated	Aug 29, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808

Mortgage

Document Number	0066934597
Date	May 26, 2021
Book Page	6693/4597
Instrument	2021040227

Lender

Name	MIDLAND MORTGAGE
Type	Mortgage Company
Address	OKLAHOMA CITY, OK 73118

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	328 Months
Due	Sep 1, 2048

September 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	DELAWARE PA
Recording Date	Sep 6, 2018
Property Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Document Number	0062201207
Book / Page	06220 / 1207
Instrument Date	Aug 31, 2018
Instrument	2018044151
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	PANDO ABSTRACT LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,918.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Investor	Possibly a Property Investor

Mortgage

Document Number	2018044152
Date	Sep 6, 2018
Instrument	2018044152

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

December 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DELAWARE PA
Recording Date	Dec 4, 2017
Property Address	1028 WEST AVE, SPRINGFIELD, PA 19064-3808
Document Number	0060970023
Book / Page	006097 / 000023
Instrument Date	Nov 16, 2017
Instrument	64164
Transaction Type	Transfer
Record Updated	Feb 6, 2018
Title Company	SUBURBAN PHILA. ABSTRACT

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	491 BAKTIMORE PIKE #503 SPRINGFIELD PA 19064, 503, SPRINGFIELD, PA 19064

Mortgage

Document Number	60970027
Date	Dec 4, 2017
Book Page	006097/000027
Instrument	64165

Lender

Name	ESSA BK&TR
Type	Bank
Address	STROUDSBURG, PA 18360

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 1028 West Ave was $9,843.

Source: Delaware County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Delaware County
County Subdivision	Springfield Township
Unified School District	Springfield School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,843.00	$328,420 Land $99,690 Building $228,730	$328,420 Land $99,690 Building $228,730
2024		$328,420 Land $99,690 Building $228,730
2023	$8,963.00
2021			$328,420 (-)
2020			$328,420

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 West Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	5 (1997–2010)
Claims Outside the SFHA	1 of 5
Most Recent Claim	Sep 2010 · other causes
Claims by Event	Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 West Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUA PA MAIN SYSTEM private · serves 822,600 people · EPA ID PA1460073
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Nov 2024 E. coli resolved · Jul 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	27 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Astound Broadband.

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