1028 West Ave, Elyria, OH 44035 Property Records

Lorain County property record for 1028 West Ave, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,810 sqft · built 1900
Lot Size	0.089 acres (3,920 sqft)
Owner	Individual Name on Record
Last Sale	$89,900 (Aug 2020)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Sep 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-26-015-102-004`

Property Details

APN / Parcel Number

Primary APN	`06-26-015-102-004`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,810 sqft Living Area
1st Floor Area	744 sqft
2nd Floor Area	1,090 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	3,920 sqft (0.089 acres)
Lot Dimensions	98 ft deep x 41 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1028 WEST AVE
City	ELYRIA
State	OH
Zip	44035-7072
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E & M DPTH 97.73
Legal Subdivision	ELY & MUSSEYS ADDITION
Legal Tract	26
Legal Block	102
Legal Lot Number	24
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	2
Census Block	2007
Census Tract	71400

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 WEST AVE, ELYRIA, OH 44035-7072
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 28, 2020	Warranty Deed, Transfer · FHA Mortgage LENDUS LLC
Sep 23, 2019	Deed of Trust, Mortgage · VA Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 28, 2020 · Amount on Record
Deed Sale	Aug 28, 2020 · Amount on Record
Prior Sale	Jun 2, 2000 · Amount on Record
Deed Document Number	2020005062
Record Updated	Jun 8, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Aug 28, 2020
Property Address	1028 WEST AVE, ELYRIA, OH 44035-7072
Document Number	0000776256
Instrument Date	Aug 20, 2020
Instrument	776256
Transaction Type	Transfer
Record Updated	Sep 7, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$359.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WEST AVE ELYRIA OH 440357072, ELYRIA, OH 44035-7072

Mortgage

Document Number	776257
Date	Aug 28, 2020
Instrument	776257

Lender

Name	LENDUS LLC
Address	ALAMO, CA 94507

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 27, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	1028 WEST AVE, ELYRIA, OH 44035-7072
Document Number	0000734178
Instrument Date	Sep 23, 2019
Transaction Type	Mortgage
Record Updated	Oct 28, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 WEST AVE ELYRIA OH 440357072, ELYRIA, OH 44035-7072

Mortgage

Document Number	0000734178
Date	Oct 15, 2019
Instrument	734178

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Oct 14, 2039

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00	$43,050 (+0.01%) Land $5,170 Building $37,880	$122,990 (-) Land $14,760 Building $108,230
2024	$2,027.00 (+36.96%)	$43,047 (+58.45%) Land $5,166 Building $37,881	$122,990 (+58.45%) Land $14,760 Building $108,230
2023	$1,480.00 (+0.34%)	$27,167 (-0.01%) Land $1,498 Building $25,669	$77,620 (-) Land $4,280 Building $73,340
2022	$1,475.00	$27,170 Land $1,500 Building $25,670
2021			$77,620 Land $4,280 Building $73,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2012)
Most Recent Claim	Oct 2012 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 665 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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