1028 Ward St, Laurel, MD 20707 Property Records

Prince George's County property record for 1028 Ward St, Laurel, MD 20707 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 814 sqft · built 1951
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$420,000 (Jun 2026)
Tax Bill	$10,946 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-1084045`

Property Details

APN / Parcel Number

Primary APN	`10-1084045`
Alternative APN	`1084045`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	814 sqft Living Area
Gross Area	947 sqft
1st Floor Area	814 sqft
Basement Area	1 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)
Patio Area	133 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	1084045
Street Address	1028 WARD ST
City	LAUREL
State	MD
Zip	20707-3840
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FAIRLAWN
Legal Subdivision	FAIRLAWN
Legal Block	K
Legal Lot Number	5
Jurisdiction	PRINCE GEORGE'S MD
Township / Civil Division	10, LAUREL
Census Block Group	1
Census Block	1004
Census Tract	800109

Owner

Source: Prince George's County records · APN 10-1084045

Assessment roll updated October 13, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1028 WARD ST, LAUREL, MD 20707-3840
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 02, 2026	Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORPORATION
Dec 18, 2020	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP
Nov 15, 2019	Grant Deed, Transfer CLOSELINE SETTLEMENTS LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 02, 2026 · Amount on Record
Deed Sale	Jun 02, 2026 · Amount on Record
Prior Sale	Dec 18, 2020 · Amount on Record
Deed Book / Page	52085 / 515
Record Updated	Sep 20, 2026

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Jun 02, 2026
Property Address	1028 WARD ST, LAUREL, MD 20707-3840
Document Number	5208000515
Book / Page	52085 / 515
Instrument Date	Apr 27, 2026
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1028 WARD ST, LAUREL, MD 20707-3840

Mortgage

Document Number	5208000523,
Date	Jun 02, 2026
Book Page	52085/523

Lender

Name	AMERICAN PACIFIC MORTGAGE CORPORATION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

Mortgage

Document Number	5208000543,
Date	Jun 02, 2026
Book Page	52085/543

Lender

Name	DEPARTMENT OF HOUSING AND COM

Agreement

Amount	Amount Recorded

Interest

Rate	6.3%
Max Rate	-1%

December 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Dec 18, 2020
Property Address	1028 WARD ST, LAUREL, MD 20707-3840
Document Number	0445410233
Book / Page	44541 / 233
Map Reference	MB WWW 19 PL 70
Instrument Date	Nov 27, 2020
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	KENSINGTON REALTY TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$6,650.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	1028 WARD ST, LAUREL, MD 20707-3840

Mortgage

Document Number	44541238
Date	Dec 18, 2020
Instrument	44541/238

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 01, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PRINCE GEORGE'S MD
Recording Date	Nov 15, 2019
Property Address	1028 WARD ST, LAUREL, MD 20707-3840
Document Number	0427770175
Book / Page	042777 / 000175
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	Dec 13, 2019
Title Company	CLOSELINE SETTLEMENTS LLC

Transaction

Amount	Amount Recorded
Tax	$214.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	11420 SPUR WHEEL LN POTOMAC MD 208541268, POTOMAC, MD 20854-1268

Tax Assessment & Valuation

Source: Prince George's County records · Assessment roll updated October 13, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Prince George's County
Municipality	Laurel City
Unified School District	Prince George's County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,946.00 (+99.85%)	$320,700 (+19.74%) Land $100,400 Building $220,300	$320,700 (-) Land $100,400 Building $220,300
2024	$5,477.00 (+24.03%)
2023	$4,416.00	$267,833	$320,700 Land $100,400 Building $220,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Prince George's County (24033C), updated January 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240338001091, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2013)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2013, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 632 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	2,000 / 2,000

May also be available at this address: T-Mobile USA, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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