DeSoto County property record for 1028 W Oak St, Arcadia, FL 34266
| Property Type | Clubs, Lodges, Professional Associations |
|---|---|
| Details | 9,443 sqft · built 1970 |
| Lot Size | 1.37 acres (59,982 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $2,347 (2024) |
| Deeds & Mortgages | Apr 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-37-24-0128-00B0-0040 |
| Primary APN | 25-37-24-0128-00B0-0040 |
|---|
| Plumbing Fixtures | 17 Plumbing Fixtures |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 9,443 sqft Total Area |
| Interior Walls | Plywood |
| Year Built | Built 1970 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Built-Up Asphalt |
| Lot Area | 59,982 sqft (1.37 acres) |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 448 sqft |
| Patio Area | 486 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 77 sqft |
| Wet Bar | Wet Bar |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Street Address | 1028 W OAK ST |
|---|---|
| City | ARCADIA |
| State | FL |
| Zip | 34266-3369 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Clubs, Lodges, Professional Associations |
| Local Zoning Code | B-3 |
| Legal Description | FOUNTAIN PARK LOTS 4 TO 11 INC BLK B IN SEC 36/37/24 & 1/2 ALLEY ADJ OR 36/370 OR 177/330 |
| Legal Range | 24E |
| Legal Township | 37S |
| Legal Section | 25 |
| Legal Subdivision | FOUNTAIN PARK |
| Legal Tract | 128 |
| Legal Block | B |
| Legal Lot Number | 4-11 |
| Jurisdiction | DE SOTO FL |
| Township / Civil Division | ARCADIA EAST |
| Census Block Group | 1 |
| Census Block | 1039 |
| Census Tract | 10200 |
Source: DeSoto County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1028 W OAK ST, ARCADIA, FL 34266-3369 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DE SOTO FL |
| Property Address | 1028 W OAK ST, ARCADIA, FL 34266-3369 |
| Document Number | 0014002384 |
| Instrument Date | Apr 24, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 9, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1028 W OAK ST ARCADIA FL 342663369, ARCADIA, FL 34266-3369 |
| Document Number | 0014002384 |
|---|---|
| Date | Apr 26, 2018 |
| Instrument | 14002384 |
| Name | FIRST ST BK/ARCADIA |
|---|---|
| Type | Bank |
| Address | ARCADIA, FL 34266 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 25, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: DeSoto County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| Municipality | Arcadia City |
| County | DeSoto County |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $370,904 (+2.74%) Land $90,000 Building $280,904 | $370,904 (+2.74%) Land $90,000 Building $280,904 | |
| 2024 | $2,347.00 (-1.35%) | ||
| 2023 | $2,379.00 (+4.11%) Disabled Person's exemption Veteran's exemption | $361,022 (+5.02%) Land $90,000 Building $271,022 | $361,022 (+5.02%) Land $90,000 Building $271,022 |
| 2022 | $2,285.00 Disabled Person's exemption Veteran's exemption | $343,779 Land $90,000 Building $253,779 | $343,779 Land $90,000 Building $253,779 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 6, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 16 (1993–2022) |
| Claims Outside the SFHA | 3 of 16 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 46% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ARCADIA WATER DEPT serves 8,942 people · EPA ID FL6140314 |
|---|---|
| Water Source | Purchased surface water from DESOTO COUNTY WATER SYSTEM |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
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