1028 Sunset Rd, Clemmons, NC 27012 Property Records

Davidson County property record for 1028 Sunset Rd, Clemmons, NC 27012

Property Summary

Property Type	Rural Home
Details	3 bd · 3 ba · 3,780 sqft · built 1925
Lot Size	0.62 acres (27,000 sqft)
Owner	2 Individual Names on File
Last Sale	$159,500 (Apr 2005)
Tax Bill	$1,575 (2025)
Deeds & Mortgages	Aug 2023 Line of Credit Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`03-010-C-000-0017`

Property Details

APN / Parcel Number

Primary APN	`03-010-C-000-0017`
Alternative APN	`9077842`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	3,780 sqft Total Area
1st Floor Area	1,296 sqft
Upper Floors Area	1,012 sqft
Basement Area	432 sqft
Unfinished Basement	432 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 2005
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Wood Shingle
Lot Area	27,000 sqft (0.62 acres)
Lot Dimensions	200 ft deep x 135 ft wide
Garage Area	720 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	552 sqft
Deck Area	488 sqft
Patio Area	488 sqft
Storage Building	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	9077842
Street Address	1028 SUNSET RD
City	CLEMMONS
State	NC
Zip	27012-7252
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	RA3
Legal Description	P=21-165 L17 BK1602-929 SUNSET ESTATE
Legal Subdivision	SUNSET ESTATE
Jurisdiction	DAVIDSON NC
Township / Civil Division	ARCADIA
Census Block Group	1
Census Block	1014
Census Tract	60302

Owner

1028 Sunset Rd, a rural home, is owned and occupied by two individuals who bought it in April 2005.

Source: Davidson County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1028 SUNSET RD, CLEMMONS, NC 27012-7252
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 2, 2023	Deed of Trust, Mortgage · Line of Credit HOMETRUST BANK
Jul 28, 2020	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 8, 2005 · Amount on File
Deed Sale	Apr 8, 2005 · Amount on File
Prior Sale	Dec 16, 2004 · Amount on File
Deed Document Number	20059522
Deed Book / Page	1602 / 929
Prior Transfer Date	Aug 24, 2004
Prior Transfer Doc	1548001532
Record Updated	Oct 29, 2026

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1028 SUNSET RD, CLEMMONS, NC 27012-7252
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0026110355
Date	Aug 2, 2023
Book Page	2611/355
Instrument	2023013564

Lender

Name	HOMETRUST BANK
Type	Bank
Address	ASHEVILLE, NC 28802

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIDSON NC
Property Address	1028 SUNSET RD, CLEMMONS, NC 27012-7252
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024201417
Date	Jul 28, 2020
Book Page	2420/1417
Instrument	2020000015985

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	121 Months
Due	Aug 1, 2030

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Sunset Rd was $1,575.

Source: Davidson County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Davidson County
Unified School District	Davidson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$249,930 (-)	$249,930 (-) Land $35,000 Building $214,930
2025	$1,575.00	$249,930	$249,930 Land $35,000 Building $214,930
2023	$1,599.00	$249,930	$249,930 Land $35,000 Building $214,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Sunset Rd in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	5 (2017–2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby
Claims by Event	Tropical Storm Eta, Nov 2020 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Sunset Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DAVIDSON WATER INC private · serves 154,307 people · EPA ID NC0229025
Water Source	Surface water
Last State Inspection	Apr 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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