Will County property record for 1028 Summit St, Joliet, IL 60435
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 968 sqft · built 1916 |
| Lot Size | 0.19 acres (8,454 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,035 (2025) |
| Deeds & Mortgages | Apr 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 30-07-04-408-004 |
| Primary APN | 30-07-04-408-004 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 968 sqft |
| Gross Area | 1,452 sqft |
| Basement Area | 968 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Lot Area | 8,454 sqft (0.19 acres) |
| Lot Dimensions | 164 ft deep x 60 ft wide |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|
| Street Address | 1028 SUMMIT ST |
|---|---|
| City | JOLIET |
| State | IL |
| Zip | 60435-4518 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE W1/2 OF THE S1/2 OF LOT 5 (EX THRFRM THE S 3 FT AND 8 IN THROF) IN LOT 7 IN HUTCHIN'S SUB, BEING A SUB OF PRT OF THE N1/2 |
| Legal Range | 10E |
| Legal Township | 35N |
| Legal Section | 04 |
| Legal Subdivision | THROF) IN LOT 7 IN HUTCHIN'S SUB |
| Legal Lot Number | 5 |
| Jurisdiction | WILL IL |
| Township / Civil Division | JOLIET |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 881401 |
1028 Summit St is owned and occupied by an individual.
Source: Will County records, as of August 24, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 SUMMIT ST, JOLIET, IL 60435-4518 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WILL IL |
| Property Address | 1028 SUMMIT ST, JOLIET, IL 60435-4518 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000019434 |
|---|---|
| Date | Apr 5, 2019 |
| Instrument | R2019019434 |
| Name | ILLINOIS HOUSING DEVELOPMENT AUTHORITY |
|---|---|
| Type | Government Agency |
| Address | CHICAGO, IL 60601 |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 1028 Summit St was $1,035.
Source: Will County assessment roll, as of August 24, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Will County |
| County Subdivision | Joliet Township |
| Municipality | Joliet City |
| Elementary School District | Joliet Public School District 86 (PK - 08) |
| Secondary School District | Joliet Township High School District 204 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,035.00 | $66,118 (+9.3%) Land $15,763 Building $50,355 | $198,354 (+9.3%) Land $47,289 Building $151,065 |
| 2024 | $60,492 Land $14,422 Building $46,070 | $181,476 Land $43,266 Building $138,210 | |
| 2022 | $1,653.00 Homeowner's exemption Senior Citizen's exemption | $48,618 Land $11,591 Building $37,027 | $145,854 Land $34,773 Building $111,081 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Summit St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 1028 Summit St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | JOLIET serves 160,000 people · EPA ID IL1970450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 7 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 674 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Bertram Communications Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
May also be available: T-Mobile, Verizon.
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