1028 Summit Ave, Napa, CA 94559 Property Records

Napa County property record for 1028 Summit Ave, Napa, CA 94559

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,032 sqft · built 1950
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Company Names on Record
Last Sale	$810,000 (Jul 2020)
Tax Bill	$10,599 (2025)
Deeds & Mortgages	Feb 2022 Line of Credit Jul 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-051-012-000`

Property Details

APN / Parcel Number

Primary APN	`045-051-012-000`
Alternative APNs	`045-051-012` `04505112`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,032 sqft Living Area
Gross Area	2,393 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1970
Construction Type	Wood
Roof Type	Hip
Lot Area	6,970 sqft (0.16 acres)
Garage Type	Attached
Garage Area	361 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Old Parcel Number	045-051-012
Street Address	1028 SUMMIT AVE
City	NAPA
State	CA
Zip	94559-1408
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RI5
Legal Description	LOT 1 BLK C TANTON SUB 4R/M57
Legal Subdivision	TANTON
Legal Block	C
Legal Lot Number	1
Jurisdiction	NAPA CA
Township / Civil Division	NAPA
Census Block Group	2
Census Block	2002
Census Tract	200400

Owner

Source: Napa County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 1, 2022	Deed of Trust, Mortgage · Line of Credit REDWOOD CU
Jul 15, 2020	Quit Claim Deed, Transfer OLD REPUBLIC
Jul 15, 2020	Grant Deed, Transfer · Conventional Mortgage REDWOOD CU
Feb 12, 2020	Deed of Trust, Mortgage · Conventional Mortgage PLC PTSHP
Jul 12, 2019	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2020 · Amount on Record
Deed Sale	Jul 15, 2020 · Amount on Record
Prior Sale	Sep 9, 2004 · Amount on Record
Deed Document Number	202016907
Prior Transfer Date	Mar 26, 1998
Prior Transfer Doc	0000007632
Record Updated	Jun 8, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Transaction Type	Mortgage
Record Updated	Feb 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SUMMIT AVE, NAPA, CA 94559-1408

Mortgage

Document Number	0000002104
Date	Feb 1, 2022
Instrument	2022-0002104

Lender

Name	REDWOOD CU
Type	Credit Union
Address	SANTA ROSA, CA 95403

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Feb 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 15, 2020
Property Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Document Number	0000016910
Instrument Date	Jul 13, 2020
Instrument	16910
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	OLD REPUBLIC

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1028 SUMMIT AVE NAPA CA 945591408, NAPA, CA 94559-1408

July 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NAPA CA
Recording Date	Jul 15, 2020
Property Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Document Number	0000016907
Instrument Date	Jul 7, 2020
Instrument	16907
Transaction Type	Transfer
Record Updated	Aug 7, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$891.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 SUMMIT AVE NAPA CA 945591408, NAPA, CA 94559-1408

Mortgage

Document Number	16908
Date	Jul 15, 2020
Instrument	16908

Lender

Name	REDWOOD CU
Type	Credit Union
Address	CALISTOGA, CA 94515

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 14, 2050

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAPA CA
Property Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Document Number	0000004381
Instrument Date	Feb 12, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SUMMIT AVE NAPA CA 945591408, NAPA, CA 94559-1408

Mortgage

Document Number	0000004381
Date	Feb 19, 2020
Instrument	4381

Lender

Name	PLC PTSHP
Address	1775 LINCOLN AVE, NAPA, CA 94558-4706

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NAPA CA
Recording Date	Jul 12, 2019
Property Address	1028 SUMMIT AVE, NAPA, CA 94559-1408
Document Number	0000013339
Instrument Date	Jul 3, 2019
Instrument	13339
Transaction Type	Transfer
Record Updated	Jul 22, 2019
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SUMMIT AVE NAPA CA 945591408, NAPA, CA 94559-1408

Tax Assessment & Valuation

Source: Napa County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	California
County	Napa County
Municipality	Napa City
Unified School District	Napa Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,599.00 (+5.19%) Homeowner's exemption	$876,769 (+4.04%) Land $405,912 Building $470,857	$876,769 Land $405,912 Building $470,857
2023	$10,076.00 (+1.4%) Homeowner's exemption	$842,724 Land $390,150 Building $452,574
2022	$9,937.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	10 (1986–2005)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 2 claims Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 3 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF NAPA serves 84,804 people · EPA ID CA2810003
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 407 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile, Verizon.

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