1028 Summer Tree Dr, Ballwin, MO 63011 Property Records

St. Louis County property record for 1028 Summer Tree Dr, Ballwin, MO 63011

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,508 sqft · built 1973
Lot Size	0.185 acres (8,050 sqft)
Owner	2 Individual Names on File
Last Sale	$260,000 (Aug 2015)
Tax Bill	$4,946 (2025)
Deeds & Mortgages	Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21Q-21-0668`

Property Details

APN / Parcel Number

Primary APN	`21Q-21-0668`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,508 sqft Living Area
Gross Area	2,002 sqft
1st Floor Area	1,482 sqft
Family Room	Family Room
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2015
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	8,050 sqft (0.185 acres)
Lot Depth	115 ft Depth
View / Lot	Cul-De-Sac
Garage Type	Attached
Garage Area	494 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Frame Porch
Porch Area	149 sqft
Deck Area	240 sqft
Patio Area	240 sqft
Balcony Area	26 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1028 SUMMER TREE DR
City	BALLWIN
State	MO
Zip	63011-4254
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Description	FOX GLEN PLAT 2 LOT 95
Legal Subdivision	FOX GLEN PLAT 2
Legal Lot Number	95
Jurisdiction	ST LOUIS MO
Township / Civil Division	MISSOURI RIVER
Census Block Group	4
Census Block	4008
Census Tract	217702

Owner

1028 Summer Tree Dr is owned and occupied by two individuals who bought it in August 2015.

Source: St. Louis County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1028 SUMMER TREE DR, BALLWIN, MO 63011-4254
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2015 · Amount on File
Deed Sale	Aug 26, 2015 · Amount on File
Prior Sale	Jul 19, 2013 · Amount on File
Deed Document Number	2015391
Deed Book / Page	21654 / 1444
Prior Transfer Date	Jan 2, 2013
Prior Transfer Doc	0203301988
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MO
Property Address	1028 SUMMER TREE DR, BALLWIN, MO 63011-4254
Transaction Type	Mortgage
Record Updated	Sep 14, 2021
Title Company	DUNE TITLE COMPANY LLC, TRUE TITLE COMPANY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SUMMER TREE DR, BALLWIN, MO 63011-4254

Mortgage

Document Number	0246842200
Date	Mar 2, 2021
Book Page	24684/2200
Instrument	2021030200274

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Mar 1, 2046

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Summer Tree Dr was $4,946, up 12.8% from the year before.

Source: St. Louis County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Louis County
Unified School District	Parkway C-2 School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$80,650 (-) Land $35,700 Building $44,950	$424,500 (-) Land $187,900 Building $236,600
2025	$4,946.00 (+12.79%)	$80,650 Land $35,700 Building $44,950	$424,500 Land $187,900 Building $236,600
2024	$4,385.00 (-0.9%)
2023	$4,425.00 (+4.36%)	$67,510 (+13.16%) Land $19,060 Building $48,450	$355,300 Land $100,300 Building $255,000
2022	$4,240.00	$59,660 Land $19,060 Building $40,600
2021			$314,000 Land $100,300 Building $213,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 Summer Tree Dr in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	12 (1983–2020)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Aug 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Summer Tree Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000