1028 Summer Haven Ln, Schertz, TX 78154 Property Records

Guadalupe County property record for 1028 Summer Haven Ln, Schertz, TX 78154

Property Summary

Property Type	Single Family Home
Details	2,334 sqft · built 1996
Lot Size	0.16 acres (6,952 sqft)
Owner	2 Individual Names on File
Last Sale	$237,500 (Sep 2017)
Tax Bill	$4,352 (2025)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1G0812301001200000`

Property Details

APN / Parcel Number

Primary APN	`1G0812301001200000`
Alternative APNs	`000000021018` `000000213199` `21018`

Interior

Stories	2 Stories
Building Area	2,334 sqft Living Area
Gross Area	2,993 sqft
1st Floor Area	1,179 sqft
2nd Floor Area	1,155 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick Veneer
Roof Type	Hip
Lot Area	6,952 sqft (0.16 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Porch
Porch Area	89 sqft
Deck Area	328 sqft
Patio Area	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	1028 SUMMER HAVEN LN
City	SCHERTZ
State	TX
Zip	78154-2838
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 12 LN#8113612-472 BLK: 10 ADDN: DOVE MEADOWS #3
Legal Subdivision	DOVE MEADOWS #3
Legal Block	10
Legal Lot Number	12
Jurisdiction	GUADALUPE TX
Township / Civil Division	SCHERTZ-CIBOLO
Census Block Group	1
Census Block	1001
Census Tract	210715

Owner

1028 Summer Haven Ln is owned and occupied by two individuals who bought it in September 2017.

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1028 SUMMER HAVEN LN, SCHERTZ, TX 78154-2838
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 15, 2017	Warranty Deed, Transfer TEXAS ST HM LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2017 · Amount on File
Deed Sale	Sep 15, 2017 · Amount on File
Deed Document Number	201722011
Prior Transfer Date	Sep 14, 2017
Prior Transfer Doc	0000022011
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GUADALUPE TX
Property Address	1028 SUMMER HAVEN LN, SCHERTZ, TX 78154-2838
Transaction Type	Mortgage
Record Updated	Sep 1, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0099028682
Date	Aug 19, 2021
Instrument	202199028682

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GUADALUPE TX
Recording Date	Sep 15, 2017
Property Address	1028 SUMMER HAVEN LN, SCHERTZ, TX 78154-2838
Document Number	0000022011
Instrument Date	Sep 14, 2017
Instrument	22011
Transaction Type	Transfer
Record Updated	Nov 6, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 SUMMER HAVEN LN SCHERTZ TX 781542838, SCHERTZ, TX 78154-2838

Mortgage

Document Number	22012
Date	Sep 15, 2017
Instrument	22012

Lender

Name	TEXAS ST HM LNS
Type	Funding / Finance Company
Address	SAN ANTONIO, TX 78216

Agreement

Amount	Amount on Record
Term	360 Months
Due	Sep 14, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Summer Haven Ln was $4,352 with a homeowner's exemption, down 9.8% from the year before.

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Guadalupe County
Municipality	Schertz City
Unified School District	Schertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$284,513 (-7.12%) Land $45,275 Building $239,238	$284,513 (-7.12%) Land $45,275 Building $239,238
2025	$4,352.00 (-9.84%) Homeowner's exemption	$306,327 Land $39,601 Building $266,726	$306,327 Land $39,601 Building $266,726
2024	$4,827.00 (+12.33%)
2023	$4,297.00 (-13.26%) Homeowner's exemption	$315,000 Land $51,685 Building $263,315	$315,000 Land $51,685 Building $263,315
2022	$4,954.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Summer Haven Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 Summer Haven Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SCHERTZ serves 41,948 people · EPA ID TX0940003
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 539 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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