1028 Spivey Cir, New Bern, NC 28562 Property Records

Craven County property record for 1028 Spivey Cir, New Bern, NC 28562

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 886 sqft · built 2023
Lot Size	0.193 acres (8,397 sqft)
Owner	Individual Name on File
Last Sale	$313,000 (May 2023)
Tax Bill	$2,667 (2026)
Deeds & Mortgages	May 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`8-209-1-063`

Property Details

APN / Parcel Number

Primary APN	`8-209-1-063`
Alternative APNs	`120705` `124263`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	886 sqft Living Area

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Aluminum/Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	8,397 sqft (0.193 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	124263
Street Address	1028 SPIVEY CIR
City	NEW BERN
State	NC
Zip	28562-5541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 63 WEST NEW BERN PH I SCT I
Legal Subdivision	WEST NEW BERN SUBDIVISION PHASE I
Legal Phase	I
Legal Lot Number	63
Jurisdiction	CRAVEN NC
Township / Civil Division	8
Census Block Group	1
Census Block	1005
Census Tract	960501

Owner

1028 Spivey Cir is owned and occupied by an individual who bought it in May 2023.

Source: Craven County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 SPIVEY CIR, NEW BERN, NC 28562-5541
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 4, 2023 · Amount on File
Deed Sale	May 4, 2023 · Amount on File
Deed Document Number	202310112054
Deed Book / Page	3762 / 1866
Record Updated	Oct 29, 2026

May 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CRAVEN NC
Recording Date	May 4, 2023
Property Address	1028 SPIVEY CIR, NEW BERN, NC 28562-5541
Document Number	03762/1866
Book / Page	3762 / 1866
Map Reference	CAB J SL 3E&3F
Instrument Date	May 3, 2023
Instrument	10112054
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 11, 2023

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8001 ARROWRIDGE BLVD, CHARLOTTE, NC 28273-5604

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SPIVEY CIR, NEW BERN, NC 28562-5541

Mortgage

Document Number	0037621868
Date	May 4, 2023
Instrument	3762/1868

Lender

Name	FIRST CITIZENS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jun 1, 2033
Change Frequency	Monthly
Min Rate At Change	3%
Max Rate At Change	11%
Index	Other
Margin	3
Max Rate	11%

Tax Assessment & Valuation

The 2026 property tax bill for 1028 Spivey Cir was $2,667, up 3.5% from the year before.

Source: Craven County assessment roll, as of October 20, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Craven County
Municipality	New Bern City
Unified School District	Craven County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,667.00 (+3.49%)	$300,110 (-) Land $45,000 Building $255,110	$300,110 (-) Land $45,000 Building $255,110
2025	$2,577.00	$300,110 Land $45,000 Building $255,110	$300,110 Land $45,000 Building $255,110
2023	$371.00 (+1,961.11%)	$45,000 (+60.71%) Land $45,000	$45,000 Land $45,000
2022	$18.00	$28,000 Land $28,000
2018			$28,000 Land $28,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1028 Spivey Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 17, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 26 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	26 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Spivey Cir is moderate, ranking above 40% of the US, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · above 58% of North Carolina
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CRAVEN COUNTY WATER SYSTEM serves 37,848 people · EPA ID NC0425055
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 37 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Metronet, T-Mobile.

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