1028 Simcoe Ln, Charlotte, NC 28217 Property Records

Mecklenburg County property record for 1028 Simcoe Ln, Charlotte, NC 28217

Property Summary

Property Type	Planned Unit Development
Lot Size	0.021 acres (936 sqft)
Owner	Company Name on File
Last Sale	$399,000 (Jul 2023)
Tax Bill	$916 (2023)
Deeds & Mortgages	Jul 2026 Line of Credit Jul 2023 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16902247`

Property Details

APN / Parcel Number

Primary APN	`16902247`

Exterior

Lot Area	936 sqft (0.021 acres)

Location & Zoning

Street Address	1028 SIMCOE LN
City	CHARLOTTE
State	NC
Zip	28217-3709
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Planned Unit Development
Legal Description	L150 M70-265
Legal Lot Number	150
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	3
Census Block	3038
Census Tract	3802

Owner

1028 Simcoe Ln, a planned unit development, is owned by a company that bought it in July 2023 and is owner-occupied.

Source: Mecklenburg County records, as of July 27, 2023

Owner of Record	Company Name on File
Mailing Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709
Occupancy	Owner Occupied
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 22, 2026	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA
Jul 20, 2023	Special Warranty Deed, Transfer · Conventional Mortgage NVR MORTGAGE FINANCE INC
Feb 14, 2023	Warranty Deed, Transfer NVR SETTLEMENT SERVICES LAG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2023 · Amount on File
Deed Sale	Jul 20, 2023 · Amount on File
Prior Sale	Feb 14, 2023 · Amount on File
Deed Document Number	2023068837
Deed Book / Page	38261 / 776
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 22, 2026
Property Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709
Document Number	0000077979
Book / Page	40588 / 650
Instrument Date	Jul 14, 2026
Instrument	202677979
Transaction Type	Mortgage
Record Updated	Aug 5, 2026
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709

Mortgage

Document Number	0000077979,
Date	Jul 22, 2026
Book Page	40588/650
Instrument	202677979

Lender

Name	BANK OF AMERICA

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 14, 2056

Interest

Rate	6.47%
Max Rate	-1%

July 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Jul 20, 2023
Property Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709
Document Number	0000068837
Book / Page	38261 / 776
Map Reference	MB 72 PG 238&239
Instrument Date	Jul 20, 2023
Instrument	2023068837
Transaction Type	Transfer
Record Updated	May 22, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$798.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10710 SIKES PL STE 250, 250, CHARLOTTE, NC 28277-8182

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709
Investor	Possibly a Property Investor

Mortgage

Document Number	0000068838
Date	Jul 20, 2023
Instrument	2023068838

Lender

Name	NVR MORTGAGE FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2053

February 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 14, 2023
Property Address	1028 SIMCOE LN, CHARLOTTE, NC 28217-3709
Document Number	0000012610
Book / Page	37932 / 815
Map Reference	MB 70 PG 265
Instrument Date	Feb 10, 2022
Instrument	2023012610
Transaction Type	Transfer
Record Updated	May 22, 2026
Title Company	NVR SETTLEMENT SERVICES LAG

Transaction

Amount	Amount on Record
Tax	$1,550.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1905 WOODSTOCK RD STE 9250, 9250, ROSWELL, GA 30075-5640

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9920 KINCEY AVE # 190-X, 190, HUNTERSVILLE, NC 28078-2428
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$916.00	$95,000 Land $95,000	$95,000 Land $95,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 1028 Simcoe Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 Simcoe Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber.

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