1028 Silver Point Rd, Chapin, SC 29036 Property Records

Richland County property record for 1028 Silver Point Rd, Chapin, SC 29036

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,248 sqft · built 1994
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on Record
Last Sale	$240,000 (Apr 2003)
Tax Bill	$2,173 (2025)
Deeds & Mortgages	Aug 2022 Transfer Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01411-02-34`

Property Details

APN / Parcel Number

Primary APN	`01411-02-34`
Alternative APNs	`R01411-02-34` `01751269`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,248 sqft Heated Area
Gross Area	3,060 sqft
1st Floor Area	1,546 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Raised Ranch
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	43,996 sqft (1.01 acres)
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio
Porch Area	138 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	01751269
Street Address	1028 SILVER POINT RD
City	CHAPIN
State	SC
Zip	29036-7902
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-LD
Legal Description	PARCEL 3A 232.9X255X83.5X351.8 #SU #PR RB705-2412
Legal Lot Number	3A
Jurisdiction	RICHLAND SC
Township / Civil Division	DUTCH FORK
Census Block Group	2
Census Block	2010
Census Tract	10310

Owner

Source: Richland County records, as of July 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	1028 SILVER POINT RD, CHAPIN, SC 29036-7902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 30, 2022	Intrafamily Transfer, Transfer
Nov 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MTG
Dec 14, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2003 · Amount on Record
Deed Sale	Apr 7, 2003 · Amount on Record
Deed Document Number	200337530
Deed Book / Page	778 / 1
Last Transfer Date	Aug 29, 2022
Transfer Doc	0027751964
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	RICHLAND SC
Recording Date	Aug 30, 2022
Property Address	1028 SILVER POINT RD, CHAPIN, SC 29036-7902
Document Number	0027751964
Book / Page	2775 / 1964
Map Reference	MB 705 PG 2412
Instrument Date	Aug 29, 2022
Instrument	2022049337
Transaction Type	Transfer
Record Updated	Apr 11, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	1028 SILVER POINT RD, CHAPIN, SC 29036-7902

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1028 SILVER POINT RD, CHAPIN, SC 29036-7902
Document Number	2558/1025
Instrument Date	Nov 17, 2020
Transaction Type	Mortgage
Record Updated	Feb 10, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 SILVER POINT RD CHAPIN SC 290367902, CHAPIN, SC 29036-7902

Mortgage

Document Number	2558/1025
Date	Dec 4, 2020
Book Page	002558/001025
Instrument	66928

Lender

Name	GUILD MTG
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 3, 2035

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RICHLAND SC
Property Address	1028 SILVER POINT RD, CHAPIN, SC 29036-7902
Document Number	2359/2891
Instrument Date	Dec 14, 2018
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SILVER POINT RD CHAPIN SC 290367902, CHAPIN, SC 29036-7902

Mortgage

Document Number	2359/2891
Date	Dec 20, 2018
Book Page	002359/002891
Instrument	93412

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Dec 19, 2043

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Richland County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	South Carolina
County	Richland County
Unified School District	Lexington School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,173.00 (+21.53%) Homeowner's exemption	$297,500 (-)	$405,400 (-) Land $50,500 Building $354,900
2024		$297,500 (+2,774.95%)	$405,400 (+56.71%) Land $50,500 Building $354,900
2023	$1,788.00 (+0.28%)	$10,348 (-0.02%)	$258,700 (-)
2021	$1,783.00	$10,350	$258,700 Land $43,600 Building $215,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 42 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 92% of South Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COLUMBIA serves 354,068 people · EPA ID SC4010001
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Chlorite resolved · Dec 2024 E. coli resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Silver Point Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures