1028 Shelby Dr, Adel, IA 50003 Property Records

Dallas County property record for 1028 Shelby Dr, Adel, IA 50003

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,227 sqft · built 2017
Lot Size	0.298 acres (12,988 sqft)
Owner	2 Individual Names on File
Last Sale	$365,750 (Jun 2017)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`000001132380017`

Property Details

APN / Parcel Number

Primary APN	`000001132380017`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,227 sqft Living Area
1st Floor Area	1,085 sqft
Basement Area	1,177 sqft
Game Room	Game Room
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Construction Type	Wood Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Asphalt
Lot Area	12,988 sqft (0.298 acres)
Garage Type	Attached
Garage Area	717 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	92 sqft
Deck Area	196 sqft
Patio Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Water Source	Commercial

Location & Zoning

Street Address	1028 SHELBY DR
City	ADEL
State	IA
Zip	50003-2206
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BAILEY'S GROVE PLAT 6 LOT 39
Legal Range	27
Legal Township	79
Legal Section	32
Legal Subdivision	BAILEY'S GROVE PLAT 6
Legal Lot Number	39
Jurisdiction	DALLAS IA
Township / Civil Division	ADEL
Census Block Group	1
Census Block	1031
Census Tract	50700

Owner

Source: Dallas County records, as of October 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	1028 SHELBY DR, ADEL, IA 50003-2206
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 10, 2023	Deed of Trust, Mortgage · Line of Credit LUANA SAVINGS BANK
Apr 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage LUANA SAVINGS BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage LUANA SVGS BK
Nov 7, 2019	Deed of Trust, Mortgage · Conventional Mortgage LUANA SVGS BK
Aug 15, 2017	Grant Deed, Subdivision Related Transfer
Jun 16, 2017	Grant Deed, Subdivision Related Transfer · Conventional Mortgage AMERICAN TR & SVGS BK
Jan 4, 2017	Trustee's Deed, Construction Loan · Line of Credit AMERICAN TR & SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 16, 2017 · Amount on File
Deed Sale	Jun 16, 2017 · Amount on File
Deed Document Number	0201711383
Deed Book / Page	2017 / 11383
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Transaction Type	Mortgage
Record Updated	Oct 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230000015162
Date	Oct 10, 2023
Book Page	2023/15162

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	NORWALK, IA 50211

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 2, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Transaction Type	Mortgage
Record Updated	Oct 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 0202112384
Date	Apr 27, 2021
Book Page	2021/12384

Lender

Name	LUANA SAVINGS BANK
Type	Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Document Number	0000007846
Instrument Date	Apr 14, 2020
Transaction Type	Mortgage
Record Updated	May 25, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 SHELBY DR ADEL IA 500032206, ADEL, IA 50003-2206

Mortgage

Document Number	0000007846
Date	Apr 23, 2020
Instrument	7846

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 22, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALLAS IA
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Document Number	0000022027
Instrument Date	Nov 7, 2019
Transaction Type	Mortgage
Record Updated	Jan 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1028 SHELBY DR ADEL IA 500032206, ADEL, IA 50003-2206

Mortgage

Document Number	0000022027
Date	Nov 15, 2019
Instrument	22027

Lender

Name	LUANA SVGS BK
Type	Federal Savings Bank
Address	CLIVE, IA 50325

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 14, 2049

August 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS IA
Recording Date	Aug 15, 2017
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Document Number	0000015995
Instrument Date	May 4, 2017
Instrument	15995
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 2, 2017

Transaction

Amount	Amount on Record
Tax	$584.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 SHELBY DR ADEL IA 500032206, ADEL, IA 50003-2206

June 2017: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	DALLAS IA
Recording Date	Jun 16, 2017
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Document Number	0000011383
Instrument Date	May 4, 2017
Instrument	11383
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 21, 2018

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$584.80
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 SHELBY DR ADEL IA 500032206, ADEL, IA 50003-2206

Mortgage

Document Number	11385
Date	Jun 16, 2017
Instrument	11385

Lender

Name	AMERICAN TR & SVGS BK
Type	Federal Savings Bank
Address	DUBUQUE, IA 52004-0938

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 15, 2047

January 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	DALLAS IA
Recording Date	Jan 4, 2017
Property Address	1028 SHELBY DR, ADEL, IA 50003-2206
Instrument Date	Dec 28, 2016
Instrument	246
Transaction Type	Construction Loan
Record Updated	Aug 14, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	24964 288TH TRL ADEL IA 500038762, ADEL, IA 50003-8762
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000246
Date	Jan 4, 2017
Instrument	246

Lender

Name	AMERICAN TR & SVGS BK
Type	Mortgage Company
Address	WEST DES MOINES, IA 50266-1648

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Dallas County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
Municipality	Adel City
County	Dallas County
Unified School District	Adel-De Soto-Minburn Community School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$453,880 (+57.17%) Land $75,000 Building $378,880	$453,880 (+57.17%) Land $75,000 Building $378,880
2023	$288,790 Land $680 Building $288,110	$288,790 Land $680 Building $288,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	13 (1991–2010)
Claims Outside the SFHA	5 of 13
Most Recent Claim	Aug 2010 · Severe Storms, Flooding, And Tornadoes
Claims by Event	Severe Storms, Tornadoes, And Flooding, Jun 2008 · 5 claims Severe Storms & Flooding, Jul 1993 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADEL MUNICIPAL WATER WORKS serves 6,461 people · EPA ID IA2503003
Water Source	Groundwater
Last State Inspection	Feb 2024
Also Mapped Here	XENIA RWD (DES MOINES)
Lead	Under 1 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	2,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Panora Telecommunications.

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