1028 SE 5th St, Stuart, FL 34996 Property Records

Martin County property record for 1028 SE 5th St, Stuart, FL 34996

Property Summary

Property Type	Recreational Vacant Land
Details	3 bd · 2 ba · 2,150 sqft · built 1960
Lot Size	0.37 acres (16,117 sqft)
Owner	Individual Name on File
Tax Bill	$1,473 (2025)
Deeds & Mortgages	Nov 2025 Construction Loan Oct 2024 Transfer
Flood Zone	Zone X (minimal risk)
APN	`03-38-41-010-004-0009.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`03-38-41-010-004-0009.0-9-0000`
Alternative APNs	`03-38-41-010-004-00090-9` `338410100040009090000` `20277`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	2 Stories
Building Area	2,150 sqft Living Area
1st Floor Area	2,150 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	16,117 sqft (0.37 acres)
Garage Type	Carport
Garage Area	307 sqft
Carport	Carport
Carport Area	307 sqft
Porch	Open Porch
Porch Area	393 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	20277
Street Address	1028 SE 5TH ST
City	STUART
State	FL
Zip	34996-2529
Property Category	Public Works
Property Type	Public Works > Recreational Vacant Land
Local Zoning Code	R1
Legal Description	LOTS 9 12 & 13 BLK 4 SEC 2 ST LUCIE ESTATES PB 11/22 PALM BEACH (NOW MARTIN) CO
Legal Range	41E
Legal Township	38S
Legal Section	3
Legal Subdivision	ST LUCIE ESTATES
Legal Block	4
Legal Lot Number	9
Jurisdiction	MARTIN FL
Township / Civil Division	STUART
Census Block Group	1
Census Block	1022
Census Tract	902

Owner

1028 SE 5th St, recreational vacant land, is owned by an individual who acquired it in October 2024.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	200 SE FOUR WINDS DR, 212, STUART, FL 34996-1367
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Deed of Trust, Mortgage · Construction Mortgage SOUTHSTATE BANK NA
Oct 25, 2024	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 5, 1968
Deed Sale	Nov 5, 1968
Deed Book / Page	237 / 281
Last Transfer Date	Oct 24, 2024
Transfer Doc	0034642780
Record Updated	Oct 29, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1028 SE 5TH ST, STUART, FL 34996-2529
Transaction Type	Mortgage
Record Updated	Dec 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SE FOUR WINDS DR 212, 212, STUART, FL 34996-1367

Mortgage

Document Number	0035302150
Date	Nov 3, 2025
Book Page	3530/2150
Instrument	3154734

Lender

Name	SOUTHSTATE BANK NA
Type	Bank
Address	CHARLESTON, SC 29406

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2055

Interest

Rate Type	Adjustable Rate
Rate	5.75%
Type Change Date	Nov 1, 2032
Change Frequency	Annually
Min Rate At Change	3.75%
Max Rate At Change	7.75%
Index	1-Year CMT
Max Rate	11.7%

October 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARTIN FL
Recording Date	Oct 25, 2024
Property Address	1028 SE 5TH ST, STUART, FL 34996-2529
Document Number	0034642780
Book / Page	3464 / 2780
Map Reference	MB 11 PG 22
Instrument Date	Oct 24, 2024
Instrument	3097082
Transaction Type	Transfer
Record Updated	Dec 25, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1024 SE 5TH ST, STUART, FL 34996-2529

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	200 SE FOUR WINDS DR, STUART, FL 34996-1356

Tax Assessment & Valuation

The 2025 property tax bill for 1028 SE 5th St was $1,473, up 59.1% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Municipality	Stuart City
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,473.00 (+59.07%)	$78,490 Land $78,490	$78,490 Land $78,490
2024	$926.00 (-59.72%)
2023	$2,299.00 (+4.31%) Additional exemption filed	$159,456 (+3%)	$504,990 (+11.19%) Land $262,490 Building $242,500
2022	$2,204.00 Homeowner's exemption	$154,812	$454,180 Land $307,800 Building $146,380

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 SE 5th St in Zone X, an area of minimal flood risk, though there have been 14 flood claims nearby since 1999.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 42 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	42 in force
Nearby Flood Claims	14 (1999–2018)
Claims Outside the SFHA	10 of 14
Most Recent Claim	May 2018 · other causes
Claims by Event	Hurricane Wilma, Oct 2005 · 2 claims Hurricane Frances, Sep 2004 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 SE 5th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STUART, CITY OF - WATER PLANT serves 16,841 people · EPA ID FL4430259
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 377 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Blue Stream, T-Mobile.

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