San Diego County property record for 1028 San Andrade Dr, Encinitas, CA 92024 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1961 |
| Square Footage | 1,338 sqft Living Area |
| Lot Size | 6,100 sqft (0.14 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,650,000 (2025) |
| Tax Bill | $10,363.00 (2025) |
Source: San Diego County records · APN 259-101-19-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Single Man |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Nov 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage AXIA FINANCIAL LLC |
| Feb 22, 2019 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA |
| Apr 11, 2018 | Quit Claim Deed, Transfer CHICAGO TITLE COMPANY-SD |
| Jun 09, 2017 | Grant Deed, Transfer · Conventional Mortgage QUICKEN LNS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 02, 2025 · Amount on Record |
| Deed Sale | Apr 02, 2025 · Amount on Record |
| Prior Sale | Jun 09, 2017 · Amount on Record |
| Deed Doc Number | 202583395 |
| Prior Transfer Date | Oct 04, 2017 |
| Prior Transfer Doc | 0000142400 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Document Number | 0000287027 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 2025-0287027 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.37% |
| Type Change Date | Nov 01, 2032 |
| Change Frequency | 6 Months |
| Min Rate At Change | 3.37% |
| Max Rate At Change | 7.37% |
| Index | SOFR Average 30-Day |
| Max Rate | 10.3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | WFG TITLE COMPANY OF CA |
| Name | Verified Name |
|---|---|
| Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Document Number | 0000751758 |
|---|---|
| Date | Nov 25, 2020 |
| Instrument | 2020-0751758 |
| Name | AXIA FINANCIAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | BELLEVUE, WA 98004 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Document Number | 0000075964 |
| Instrument Date | Feb 22, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Mar 12, 2019 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1028 SAN ANDRADE DR ENCINITAS CA 920243950, ENCINITAS, CA 92024-3950 |
| Document Number | 0000075964 |
|---|---|
| Date | Mar 04, 2019 |
| Instrument | 75964 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 03, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Apr 11, 2018 |
| Property Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Document Number | 0000142400 |
| Instrument Date | Oct 04, 2017 |
| Instrument | 142400 |
| Transaction Type | Transfer |
| Record Updated | Apr 16, 2018 |
| Title Company | CHICAGO TITLE COMPANY-SD |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1028 SAN ANDRADE DR ENCINITAS CA 920243950, ENCINITAS, CA 92024-3950 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jun 09, 2017 |
| Property Address | 1028 SAN ANDRADE DR, ENCINITAS, CA 92024-3950 |
| Document Number | 0000260227 |
| Instrument Date | May 22, 2017 |
| Instrument | 260227 |
| Transaction Type | Transfer |
| Record Updated | Jun 16, 2017 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $841.00 |
| Amount Accuracy | Full Value |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 1028 SAN ANDRADE DR ENCINITAS CA 920243950, ENCINITAS, CA 92024-3950 |
| Document Number | 260228 |
|---|---|
| Date | Jun 09, 2017 |
| Instrument | 260228 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 08, 2047 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Encinitas City |
| Elementary School District | Encinitas Union Elementary School District (KG - 06) |
| Secondary School District | San Dieguito Union High School District (07 - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,683,000 (+89.56%) Land $1,530,000 Building $153,000 | |
| 2025 | $10,363.00 (+7.21%) | $887,841 (+4.04%) Land $777,589 Building $110,252 |
| 2023 | $9,666.00 (+1.91%) | $853,368 Land $747,396 Building $105,972 |
| 2022 | $9,485.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 259-101-19-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,338 sqft Living Area |
| Stories | 1 Stories |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 1961 |
| Lot Area | 6,100 sqft (0.14 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Heating System | Forced Air with Air Conditioning Heating |
|---|
| Old Parcel Number | 2591020500 |
|---|---|
| Street Address | 1028 SAN ANDRADE DR |
| City | ENCINITAS |
| State | CA |
| Zip | 92024-3950 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 19 TR 004246 |
| Legal Subdivision | OAK KNOLLS |
| Legal Tract | 004246 |
| Legal Block | 1 |
| Legal Lot Number | 19 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1000 |
| Census Tract | 17502 |
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