Horry County property record for 1028 S Willow Dr, Surfside Beach, SC 29575
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 704 sqft · built 1970 |
| Lot Size | 0.19 acres (8,276 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $140,000 (Mar 2014) |
| Tax Bill | $876 (2023) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 461-09-01-0100 |
| Primary APN | 461-09-01-0100 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 704 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 8,276 sqft (0.19 acres) |
| Deck Area | 220 sqft |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | None |
|---|
| Street Address | 1028 S WILLOW DR |
|---|---|
| City | SURFSIDE BEACH |
| State | SC |
| Zip | 29575-3235 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SPARROW; LT 22 BL C |
| Legal Subdivision | SPARROW |
| Legal Lot Number | 22 |
| Jurisdiction | HORRY SC |
| Township / Civil Division | MYRTLE BEACH |
| Census Block Group | 1 |
| Census Block | 1051 |
| Census Tract | 51202 |
Source: Horry County records, as of February 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 S WILLOW DR, SURFSIDE BEACH, SC 29575-3235 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 21, 2014 · Amount on Record |
| Deed Sale | Mar 21, 2014 · Amount on Record |
| Deed Document Number | 201430016 |
| Deed Book / Page | 3722 / 597 |
| Prior Transfer Date | Dec 17, 2007 |
| Prior Transfer Doc | 0033022603 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HORRY SC |
| Property Address | 1028 S WILLOW DR, SURFSIDE BEACH, SC 29575-3235 |
| Transaction Type | Mortgage |
| Record Updated | Mar 19, 2024 |
| Name | Verified Name |
|---|---|
| Address | 1028 S WILLOW DR, SURFSIDE BEACH, SC 29575-3235 |
| Document Number | 64400000002992 |
|---|---|
| Date | Aug 30, 2021 |
| Book Page | 0000006440/0000002992 |
| Name | GUARANTY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
Source: Horry County assessment roll, as of February 6, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Horry County |
| Municipality | Surfside Beach Town |
| Unified School District | Horry County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $332,581 (+59.89%) Land $255,700 Building $76,881 | ||
| 2023 | $876.00 (+2.46%) | $7,283 (-12.46%) Land $4,909 Building $2,374 | $208,000 (-) Land $148,500 Building $59,500 |
| 2021 | $855.00 | $8,320 Land $5,940 Building $2,380 | $208,000 Land $148,500 Building $59,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 292 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 624 units insured incl. 332 condo units |
| Nearby Flood Claims | 86 (1989–2024) |
| Claims Outside the SFHA | 34 of 86 |
| Most Recent Claim | Oct 2024 · tidal / storm surge |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 99.1% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 676 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| HTC Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Frontier, T-Mobile.
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