Hancock County property record for 1028 S Main St, Findlay, OH 45840
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 3,769 sqft · built 1905 |
| Lot Size | 0.23 acres (10,001 sqft) |
| Owner | Individual Name on File |
| Last Sale | $315,000 (Jul 2013) |
| Tax Bill | $5,535 (2025) |
| Deeds & Mortgages | Dec 2025 Line of Credit Jan 2022 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 1010-244-10-037.000 |
| Primary APN | 1010-244-10-037.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 9 Plumbing Fixtures |
| Total Rooms | 16 Rooms |
| Stories | 2 Stories |
| Building Area | 3,769 sqft Living Area |
| 1st Floor Area | 1,675 sqft |
| Basement Area | 1,675 sqft |
| Finished Basement | 1,675 sqft |
| Flooring | Tile |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 10,001 sqft (0.23 acres) |
| Lot Dimensions | 200 ft deep x 50 ft wide |
| Garage Type | Mixed |
| Garage Area | 520 sqft |
| Parking Spaces | 3 Parking Spaces |
| Pool Type | In-Ground Pool |
|---|---|
| Pool Area | 800 sqft |
| Porch | Slab |
| Porch Area | 816 sqft |
| Patio Area | 56 sqft |
| Balcony Area | 56 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1028 S MAIN ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-2269 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BARNDS 1ST & 2ND ADD LOT 1386 |
| Legal Subdivision | BARNDS 1ST & 2ND ADD |
| Legal Lot Number | 1386 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 4 |
| Census Block | 4000 |
| Census Tract | 1000 |
1028 S Main St is owned and occupied by an individual who bought it in July 2013.
Source: Hancock County records, as of May 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1028 S MAIN ST, FINDLAY, OH 45840-2269 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 22, 2025 | Deed of Trust, Mortgage · Line of Credit HANCOCK FCU |
| Jan 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage BETTER MORTGAGE CORPORATION |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 2013 · Amount on File |
| Deed Sale | Jul 15, 2013 · Amount on File |
| Prior Sale | Apr 16, 1991 |
| Deed Document Number | 20137542 |
| Deed Book / Page | 2445 / 1887 |
| Prior Transfer Date | Dec 20, 2010 |
| Prior Transfer Doc | 02390/2544 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 1028 S MAIN ST, FINDLAY, OH 45840-2269 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Title Company | ASSURED TITLE, ASSURED TITLE AGENCY |
| Name | Verified Name |
|---|---|
| Address | 1028 S MAIN ST, FINDLAY, OH 45840-2269 |
| Investor | Possibly a Property Investor |
| Document Number | 02625/2295 |
|---|---|
| Date | Dec 22, 2025 |
| Book Page | 2625/2295 |
| Instrument | 202500010479 |
| Name | HANCOCK FCU |
|---|---|
| Type | Credit Union |
| Address | 1701 E MELROSE AVE, FINDLAY, OH 45840 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Jan 13, 2022 |
| Property Address | 1028 S MAIN ST, FINDLAY, OH 45840-2269 |
| Document Number | 02590/5680 |
| Book / Page | 2590 / 5680 |
| Instrument Date | Dec 21, 2021 |
| Instrument | 202200000407 |
| Transaction Type | Transfer |
| Record Updated | Jun 27, 2022 |
| Title Company | GOLDEN KEY TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 1028 S MAIN ST, FINDLAY, OH 45840-2269 |
| Document Number | 202200000408 |
|---|---|
| Date | Jan 13, 2022 |
| Instrument | 202200000408 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2052 |
The 2025 property tax bill for 1028 S Main St was $5,535 with a homeowner's exemption, up 4.4% from the year before.
Source: Hancock County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,535.00 (+4.43%) Homeowner's exemption | $180,310 (+20.99%) Land $14,110 Building $166,200 | $515,190 Land $40,320 Building $474,870 |
| 2024 | $5,300.00 (-0.17%) | $149,030 (-) Land $10,080 Building $138,950 | |
| 2023 | $5,309.00 Homeowner's exemption | $149,030 Land $10,080 Building $138,950 | |
| 2022 | $425,810 Land $28,800 Building $397,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1028 S Main St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 2, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 1028 S Main St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Spectrum Cable | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
| HDER Link Fixed Wireless | 100 / 100 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: Amplex Wireless, Buckeye Cablesystem, MetaLINK Technologies.
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