1028 Ridgefield Dr, Plano, TX 75075 Property Records

Collin County property record for 1028 Ridgefield Dr, Plano, TX 75075

Property Summary

Property Type	Single Family Home
Details	1,934 sqft · built 1965
Lot Size	0.3 acres (13,068 sqft)
Owner	Individual Name on File
Last Sale	$319,200 (Apr 2026)
Tax Bill	$6,966 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-0132-012-0010-1`

Property Details

APN / Parcel Number

Primary APN	`R-0132-012-0010-1`
Alternative APNs	`000000061612` `61612`

Interior

Stories	1 Story
Building Area	1,934 sqft Living Area
Gross Area	2,631 sqft
1st Floor Area	1,934 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Exterior Material	Brick
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	13,068 sqft (0.3 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1028 RIDGEFIELD DR
City	PLANO
State	TX
Zip	75075-8721
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFR
Legal Description	DALLAS NORTH ESTATES 3RD INSTALLMENT, BLK L, LOT 1 & N 7 OF LOT 2
Legal Subdivision	DALLAS NORTH ESTATES 3RD INSTALLMENT (CP
Legal Block	L
Legal Lot Number	1,2
Jurisdiction	COLLIN TX
Township / Civil Division	PLANO
Census Block Group	2
Census Block	2014
Census Tract	31808

Owner

Source: Collin County records, as of May 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 20, 2026	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 19, 2018	Deed of Trust, Mortgage CARDINAL FIN'L
Jun 8, 2017	Quit Claim Deed, Transfer CAPITAL TITLE
Jun 8, 2017	Quit Claim Deed, Transfer CAPITAL TITLE
Jun 8, 2017	Quit Claim Deed, Mortgage ALLY BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 20, 2026 · Amount on File
Deed Sale	Apr 20, 2026 · Amount on File
Prior Sale	Jun 8, 2017 · Amount on File
Deed Document Number	202651021
Prior Transfer Date	May 12, 2017
Prior Transfer Doc	0000744470
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 20, 2026
Property Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Document Number	0000051021
Instrument Date	Apr 17, 2026
Instrument	2026.51021
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	DESIGNATED TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721

Mortgage

Document Number	2026000051022,
Date	Apr 20, 2026
Instrument	2026..51022

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6%
Initial Type	Fixed Rate
Max Rate	-1%

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Document Number	0001312710
Instrument Date	Oct 19, 2018
Transaction Type	Mortgage
Record Updated	Nov 22, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIDGEFIELD DR PLANO TX 750758721, PLANO, TX 75075-8721

Mortgage

Document Number	0001312710
Date	Oct 22, 2018
Instrument	1312710

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 21, 2048

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 8, 2017
Property Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Document Number	0000744480
Instrument Date	May 12, 2017
Instrument	744480
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIDGEFIELD DR PLANO TX 750758721, PLANO, TX 75075-8721

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 8, 2017
Property Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Document Number	0000744460
Instrument Date	May 12, 2017
Instrument	744460
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIDGEFIELD DR PLANO TX 750758721, PLANO, TX 75075-8721

June 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 8, 2017
Property Address	1028 RIDGEFIELD DR, PLANO, TX 75075-8721
Document Number	0000744470
Instrument Date	May 12, 2017
Instrument	744470
Transaction Type	Mortgage
Record Updated	Jun 30, 2017
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 RIDGEFIELD DR PLANO TX 750758721, PLANO, TX 75075-8721

Mortgage

Document Number	744490
Date	Jun 8, 2017
Instrument	744490

Lender

Name	ALLY BK
Type	Bank
Address	CHARLOTTE, NC 28202

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jun 7, 2047

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Plano City
Unified School District	Plano Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,966.00 (+11.26%)	$407,959 (+13.03%) Land $108,900 Building $299,059	$407,959 (+13.03%) Land $108,900 Building $299,059
2024	$6,261.00 (-7.29%)
2023		$360,919 Land $94,050 Building $266,869	$360,919 Land $94,050 Building $266,869
2022	$6,753.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2024 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PLANO serves 292,059 people · EPA ID TX0430007
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Jul 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 552 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Hotwire Communications.

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