Chesapeake City property record for 1028 Ramsgate Ln, Chesapeake, VA 23322
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,167 sqft · built 1985 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $492,500 (Feb 2024) |
| Tax Bill | $4,642 (2025) |
| Deeds & Mortgages | Feb 2024 Sale & Mortgage Feb 2020 Line of Credit + 1 more |
| APN | 0608012000070 |
| Primary APN | 0608012000070 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,167 sqft Living Area |
| 1st Floor Area | 1,665 sqft |
| Attic | Attic |
| Attic Area | 276 sqft |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 120 ft deep x 116 ft wide |
| Garage Type | Attached |
| Garage Area | 276 sqft |
| Pool Area | 648 sqft |
|---|---|
| Porch | Slab |
| Porch Area | 116 sqft |
| Patio Area | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 1028 RAMSGATE LN |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-9159 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12AS: RES |
| Legal Description | 202 ETHERIDGE MANOR SEC FOUR COR |
| Legal Subdivision | ETHERIDGE MANOR/ETHERIDGE POINTE S |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 3 |
| Census Block | 3014 |
| Census Tract | 21012 |
Source: Chesapeake City records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 28, 2024 | Warranty Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Feb 14, 2020 | Deed of Trust, Mortgage · Line of Credit NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
| Feb 23, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance AMERICAN FINANCIAL NETWORK INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on Record |
| Deed Sale | Feb 28, 2024 · Amount on Record |
| Prior Sale | Mar 21, 2000 · Amount on Record |
| Deed Document Number | 20243724 |
| Deed Book / Page | 10729 / 1000 |
| Prior Transfer Date | Feb 17, 2021 |
| Prior Transfer Doc | 0000008407 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 28, 2024 |
| Property Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Document Number | 10729/1000 |
| Book / Page | 10729 / 1000 |
| Instrument Date | Feb 15, 2024 |
| Instrument | 240003724 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2024 |
| Title Company | ROCK TITLE INC, ROCKET TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Document Number | 0240003725 |
|---|---|
| Date | Feb 28, 2024 |
| Instrument | 240003725 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Name | Verified Name |
|---|
| Document Number | 010113/247 |
|---|---|
| Date | Feb 14, 2020 |
| Book Page | 10113/247 |
| Instrument | 200004884 |
| Name | NEWPORT NEWS SHIPBUILDING EMPLOYEES CRED |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Feb 4, 2045 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Feb 23, 2021 |
| Property Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Document Number | 10316/1913 |
| Book / Page | 10316 / 1913 |
| Instrument Date | Feb 17, 2021 |
| Instrument | 210008407 |
| Transaction Type | Transfer |
| Record Updated | Sep 20, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1028 RAMSGATE LN, CHESAPEAKE, VA 23322-9159 |
| Document Number | 10316/1917 |
|---|---|
| Date | Feb 23, 2021 |
| Book Page | 10316/1917 |
| Instrument | 210008408 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 2.75% |
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $500,700 (+8.94%) Land $210,000 Building $290,700 | $500,700 (+8.94%) Land $210,000 Building $290,700 | |
| 2025 | $4,642.00 (+4.03%) | $459,600 (+10.99%) Land $185,000 Building $274,600 | $459,600 (+10.99%) Land $185,000 Building $274,600 |
| 2024 | $4,462.00 (+31.04%) | ||
| 2023 | $414,100 (+10.96%) Land $175,000 Building $239,100 | $414,100 (+10.96%) Land $175,000 Building $239,100 | |
| 2022 | $373,200 Land $150,000 Building $223,200 | $373,200 Land $150,000 Building $223,200 | |
| 2019 | $3,405.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 21 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 2 (1982–2016) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2016 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 252 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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