1028 Portway Dr, Cincinnati, OH 45255 Property Records

Hamilton County property record for 1028 Portway Dr, Cincinnati, OH 45255

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,500 sqft · built 1988
Lot Size	0.167 acres (7,275 sqft)
Owner	Individual Name on Record
Last Sale	$245,000 (Aug 2019)
Tax Bill	$5,877 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`500-0123-0085-00`

Property Details

APN / Parcel Number

Primary APN	`500-0123-0085-00`
Alternative APN	`5000120067100`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	2,500 sqft Living Area
Gross Area	3,280 sqft
1st Floor Area	1,450 sqft
Basement Area	1,450 sqft
Finished Basement	1,050 sqft
Unfinished Basement	400 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,275 sqft (0.167 acres)
Lot Dimensions	119 ft deep x 21.3 ft wide
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	1028 PORTWAY DR
City	CINCINNATI
State	OH
Zip	45255-4476
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PORTWAY DR 21.34 X 119.72 IRR LOT 38TIDEWATER CREEK SUB BL B
Legal Subdivision	TIDEWATER CREEK SUB
Legal Block	B
Legal Lot Number	38
Jurisdiction	HAMILTON OH
Township / Civil Division	ANDERSON
Census Block Group	2
Census Block	2000
Census Tract	25103

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1028 PORTWAY DR, CINCINNATI, OH 45255-4476
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2021	Deed of Trust, Mortgage · Conventional with PMI GUARDIAN SVGS BK
Aug 26, 2019	Fiduciary Deed, Transfer · Conventional Mortgage GUARDIAN SAVINGS BANK FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 26, 2019 · Amount on Record
Deed Sale	Aug 26, 2019 · Amount on Record
Prior Sale	Aug 10, 2016
Deed Document Number	201971452
Deed Book / Page	13988 / 1187
Prior Transfer Date	Aug 11, 2009
Prior Transfer Doc	0000000720
Record Updated	Jun 8, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	1028 PORTWAY DR, CINCINNATI, OH 45255-4476
Document Number	0000010831
Instrument Date	Jan 20, 2021
Transaction Type	Mortgage
Record Updated	Mar 25, 2021
Title Company	ACS TITLE AND CLOSING SERVICES, ACS TITLE & CLOSING SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 PORTWAY DR CINCINNATI OH 452554476, CINCINNATI, OH 45255-4476

Mortgage

Document Number	0000010831
Date	Jan 26, 2021
Book Page	014341/000555
Instrument	10831

Lender

Name	GUARDIAN SVGS BK
Type	Federal Savings Bank
Address	CINCINNATI, OH 45239

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	Jan 25, 2036

August 2019: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2019
Property Address	1028 PORTWAY DR, CINCINNATI, OH 45255-4476
Document Number	0000071452
Book / Page	13988 / 01187
Map Reference	MB 133 PG 340A
Instrument Date	Aug 23, 2019
Instrument	2019-0071452
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	PROMINENT TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000071453
Date	Aug 26, 2019
Instrument	2019-0071453

Lender

Name	GUARDIAN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2049

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Anderson Township
Unified School District	Forest Hills Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,877.00 (+2.89%)	$93,947 (-) Land $12,320 Building $81,627	$268,420 (-) Land $35,200 Building $233,220
2024	$5,712.00 (+5.14%)	$93,947 (-) Land $12,320 Building $81,627
2023	$5,433.00 (-2.41%)	$93,947 (+9.56%) Land $12,320 Building $81,627	$268,420 (+9.56%) Land $35,200 Building $233,220
2022	$5,567.00 Homeowner's exemption	$85,750 Land $9,681 Building $76,069
2020			$245,000 Land $27,660 Building $217,340

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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