Hamilton County property record for 1028 Overlook Ave, Chattanooga, TN 37411
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · built 2024 |
| Lot Size | 0.7 acres (30,500 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $265,000 (Feb 2025) |
| Tax Bill | $1,003 (2025) |
| Deeds & Mortgages | Apr 2025 Second Mortgage Feb 2025 Sale & Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147G G 011.01 |
| Primary APN | 147G G 011.01 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Year Built | Built 2024 |
|---|---|
| Effective Year Built | Effective 2024 |
| Exterior Material | Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 30,500 sqft (0.7 acres) |
| Lot Dimensions | 189 ft deep x 50 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0000078890 |
|---|---|
| Street Address | 1028 OVERLOOK AVE |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37411-1529 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LT 1 BLK 3 ARCADIA HEIGHTS PB 8 PG 44 |
| Legal Subdivision | ARCADIA HEIGHTS |
| Legal Block | 3 |
| Legal Lot Number | 1 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 3200 |
Source: Hamilton County records, as of January 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1028 OVERLOOK AVE, CHATTANOOGA, TN 37411-1529 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 24, 2025 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SUMMIT FUNDING INC |
| Feb 3, 2025 | Warranty Deed, Transfer · Conventional Mortgage SUMMIT FUNDING INC |
| Jul 16, 2024 | Quit Claim Deed, Transfer · Construction Mortgage SMARTBANK |
| Apr 24, 2024 | Warranty Deed, Transfer FOOTHILLS TITLE SERVICES INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 3, 2025 · Amount on Record |
| Deed Sale | Feb 3, 2025 · Amount on Record |
| Prior Sale | Apr 24, 2024 · Amount on Record |
| Deed Document Number | 2025221 |
| Deed Book / Page | 13827 / 677 |
| Prior Transfer Date | Jul 3, 2024 |
| Prior Transfer Doc | 0000000044 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 1028 OVERLOOK AVE, CHATTANOOGA, TN 37411-1529 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1067 BEXLEY SQ 318, 318, CHATTANOOGA, TN 37410-3010 |
| Document Number | 0000000164 |
|---|---|
| Date | Apr 24, 2025 |
| Book Page | 13901/478 |
| Instrument | 2025042400164 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | SACRAMENTO, CA 95825 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Feb 1, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Feb 3, 2025 |
| Property Address | 1028 OVERLOOK AVE, CHATTANOOGA, TN 37411-1529 |
| Document Number | 0000000221 |
| Book / Page | 13827 / 677 |
| Map Reference | MB 8 PG 44&47 |
| Instrument Date | Jan 30, 2025 |
| Instrument | 2025020300221 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $980.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 2241 HARVARD ST STE 200, 200, SACRAMENTO, CA 95815-3332 |
| Mail Care Of | SUMMIT FUNDING INC |
| Document Number | 0013827681 |
|---|---|
| Date | Feb 3, 2025 |
| Instrument | 13827/681 |
| Name | SUMMIT FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2055 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Jul 16, 2024 |
| Property Address | 1028 OVERLOOK AVE, CHATTANOOGA, TN 37411-1529 |
| Document Number | 0000000044 |
| Book / Page | 13649 / 857 |
| Map Reference | MB 8 PG 44 |
| Instrument Date | Jul 3, 2024 |
| Instrument | 2024071600044 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | UNKNOWN, CONVEYANCE TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3407 PLUMWOOD RD, CHATTANOOGA, TN 37411-1058 |
| Document Number | 0000000045 |
|---|---|
| Date | Jul 16, 2024 |
| Instrument | 2024071600045 |
| Name | SMARTBANK |
|---|---|
| Type | Bank |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Jul 3, 2025 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON TN |
| Recording Date | Apr 24, 2024 |
| Property Address | 1028 OVERLOOK AVE, CHATTANOOGA, TN 37411-1529 |
| Document Number | 0000000093 |
| Book / Page | 13573 / 316 |
| Map Reference | MB 8 PG 44 |
| Instrument Date | Apr 19, 2024 |
| Instrument | 2024042400093 |
| Transaction Type | Transfer |
| Record Updated | Sep 25, 2025 |
| Title Company | FOOTHILLS TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $81.40 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3407 PLUMWOOD RD, CHATTANOOGA, TN 37411-1058 |
Source: Hamilton County assessment roll, as of January 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,003.00 (+803.6%) | $66,175 (+1,223.5%) | $264,700 (+1,223.5%) Land $30,000 Building $234,700 |
| 2024 | $111.00 (+33.73%) | $5,000 (+33.33%) | $20,000 (+33.33%) Land $20,000 |
| 2023 | $83.00 | $3,750 (-) | $15,000 (-) Land $15,000 |
| 2022 | $83.00 | $3,750 | $15,000 Land $15,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 8 (1979–2003) |
| Claims Outside the SFHA | 5 of 8 |
| Most Recent Claim | May 2003 · Severe Storms, Tornadoes, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 54% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 246 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fixed Wireless in parts of the area | 100 / 20 |
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