1028 NE 31st Ter, Ocala, FL 34470 Property Records

Marion County property record for 1028 NE 31st Ter, Ocala, FL 34470

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,574 sqft · built 2004
Lot Size	0.14 acres (6,098 sqft)
Owner	2 Company Names on Record
Last Sale	$149,200 (Sep 2004)
Tax Bill	$2,027 (2025)
Deeds & Mortgages	Jan 2023 Transfer Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`2687-001-003`

Property Details

APN / Parcel Number

Primary APN	`2687-001-003`
Alternative APNs	`3274890000` `3274890`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,574 sqft Living Area
Gross Area	2,331 sqft
1st Floor Area	1,574 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Modern
Exterior Material	Concrete Block
Roof Type	Hip
Roof Material	Fiberglass
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	111 ft deep x 56 ft wide
Garage Type	Attached
Garage Area	505 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	252 sqft
Outdoor Kitchen / BBQ	Outdoor Kitchen / BBQ

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1028 NE 31ST TER
City	OCALA
State	FL
Zip	34470-7602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RZL
Legal Description	SEC 10 TWP 15 RGE 22 PLAT BOOK 7 PAGE 102 EASTPOINTE VILLAS BLK A LOT 3
Legal Range	22E
Legal Township	15S
Legal Section	10
Legal Subdivision	EASTPOINTE VILLAS
Legal Block	A
Legal Lot Number	3
Jurisdiction	MARION FL
Township / Civil Division	OCALA
Census Block Group	3
Census Block	3003
Census Tract	2002

Owner

Source: Marion County records, as of December 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2023	Intrafamily Transfer, Transfer
Feb 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Apr 16, 2020	Deed of Trust, Mortgage · Line of Credit CENTERSTATE BANK NA
May 2, 2019	Deed of Trust, Mortgage · Conventional Mortgage CENTERSTATE BANK OF FLORIDA NA
Dec 19, 2017	Warranty Deed, Transfer · Conventional Mortgage YVONNE VAN KEMPEN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 20, 2004 · Amount on Record
Deed Sale	Sep 20, 2004 · Amount on Record
Deed Document Number	2004136046
Deed Book / Page	3825 / 1116
Last Transfer Date	Nov 28, 2022
Transfer Doc	0079700620
Record Updated	Jun 8, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARION FL
Recording Date	Jan 27, 2023
Property Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Document Number	0079700620
Book / Page	7970 / 620
Map Reference	MB 7 PG 102
Instrument Date	Nov 28, 2022
Instrument	2023010742
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 NE 31ST TER, OCALA, FL 34470-7602

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1028 NE 31ST TER, OCALA, FL 34470-7602

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	SUNBELT TITLE SERVICES INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0073790494
Date	Feb 8, 2021
Book Page	7379/494
Instrument	2021016110

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	LAKELAND, FL 33802

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071721310
Date	Apr 16, 2020
Book Page	7172/1310
Instrument	2020040079

Lender

Name	CENTERSTATE BANK NA
Type	Bank
Address	OCALA, FL 34470

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Feb 28, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION FL
Property Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069590724
Date	May 2, 2019
Book Page	6959/0724
Instrument	2019044413

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank
Address	WINTER HAVEN, FL 33881

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION FL
Recording Date	Dec 19, 2017
Property Address	1028 NE 31ST TER, OCALA, FL 34470-7602
Document Number	0066881741
Book / Page	006688 / 001741
Instrument Date	Dec 19, 2017
Instrument	114762
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$980.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2605 NE 3RD ST OCALA FL 344707045, OCALA, FL 34470-7045

Mortgage

Document Number	66881743
Date	Dec 19, 2017
Book Page	006688/001743
Instrument	114763

Lender

Name	YVONNE VAN KEMPEN
Address	2110 SE 11TH ST, OCALA, FL 34471-4157

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Marion County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Marion County
Municipality	Ocala City
Unified School District	Marion County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,027.00 (+4.81%) Homeowner's exemption	$141,284 (+5.99%)	$226,639 (+6.54%) Land $15,000 Building $211,639
2023	$1,934.00 (+11.53%) Homeowner's exemption	$133,303 (+3%) Land $15,000 Building $118,303	$212,736 (+10.43%) Land $15,000 Building $197,736
2022	$1,734.00 Homeowner's exemption	$129,420	$192,643 Land $15,000 Building $177,643

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 94% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OCALA, CITY OF (2 WTPS) serves 66,449 people · EPA ID FL3420922
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 233 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Wire 3 Fiber	10,000 / 10,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Ocala Fiber Network.

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