1028 N Tolliver Rd, Morehead, KY 40351 Property Records

Rowan County property record for 1028 N Tolliver Rd, Morehead, KY 40351

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,804 sqft
Owner	Individual Name on File
Last Sale	$111,250 (Nov 2020)
Tax Bill	$1,177 (2025)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`080-30 00 124.00`

Property Details

APN / Parcel Number

Primary APN	`080-30 00 124.00`
Alternative APNs	`5703` `5707` `6039`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,804 sqft Living Area

Exterior

Exterior Material	Brick
Foundation Type	Block
Roof Material	Composition Shingle
Garage Type	Attached

Utilities, Heating & Cooling

Heating Fuel	Gas

Location & Zoning

Account Number	6039
Street Address	1028 N TOLLIVER RD
City	MOREHEAD
State	KY
Zip	40351-1350
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	H & LOTS 99 100 101 102 103 TOLLIVER ADDITION 2 (INCLUDES MAP # 80-30 00 123) & 1963 FLEET
Legal Subdivision	MINNIE THOMAS
Legal Lot Number	99-103
Jurisdiction	ROWAN KY
Township / Civil Division	MOREHEAD
Census Block Group	2
Census Block	2008
Census Tract	950202

Owner

1028 N Tolliver Rd is owned and occupied by an individual who bought it in November 2020.

Source: Rowan County records, as of November 17, 2025

Owner of Record	Individual Name on File
Mailing Address	1028 N TOLLIVER RD, MOREHEAD, KY 40351-1350
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 21, 2020 · Amount on File
Deed Sale	Nov 21, 2020 · Amount on File
Deed Document Number	2007344
Deed Book / Page	D277 / 677
Record Updated	Jun 8, 2026

November 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	ROWAN KY
Recording Date	Nov 21, 2020
Property Address	1028 N TOLLIVER RD, MOREHEAD, KY 40351-1350
Document Number	00D277/677
Book / Page	D277 / 677
Instrument Date	Nov 6, 2020
Instrument	2007344
Transaction Type	Transfer
Record Updated	Jan 4, 2022
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$111.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	400 OCER RUN LN, 400, MOREHEAD, KY 40351

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4825 WOODRUFF DR, THE COLONY, TX 75056-1034

Mortgage

Document Number	0002007345
Date	Nov 21, 2020
Instrument	2007345

Lender

Name	STATEWIDE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 1028 N Tolliver Rd was $1,177.

Source: Rowan County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Rowan County
Municipality	Morehead City
Unified School District	Rowan County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,177.00	$140,700 Land $25,000 Building $115,700	$140,700 Land $25,000 Building $115,700
2023	$947.00	$111,250 Land $15,000 Building $96,250	$111,250 Land $15,000 Building $96,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 N Tolliver Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 N Tolliver Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MOREHEAD STATE UNIVERSITY state or territorial government · serves 6,500 people · EPA ID KY1030480
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20