1028 N Rutledge St, Springfield, IL 62702 Property Records

Sangamon County property record for 1028 N Rutledge St, Springfield, IL 62702

Property Summary

Property Type	Single Family Home
Lot Size	0.115 acres (5,019 sqft)
Owner	Individual Name on File
Tax Bill	$2,207 (2025)
Deeds & Mortgages	Jan 2023 Mortgage Nov 2008 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`14-28.0-229-009`

Property Details

APN / Parcel Number

Primary APN	`14-28.0-229-009`
Alternative APN	`14280229009 (CHECK DIGIT = 7)`

Exterior

Lot Area	5,019 sqft (0.115 acres)

Location & Zoning

Account Number	14280229009
Street Address	1028 N RUTLEDGE ST
City	SPRINGFIELD
State	IL
Zip	62702-3723
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 40' W1/2 L 16 ANDREW ELLIOTTS SUB.
Legal Subdivision	ANDREW ELLIOTTS SUB
Jurisdiction	SANGAMON IL
Township / Civil Division	CAPITAL
Census Block Group	1
Census Block	1016
Census Tract	300

Owner

1028 N Rutledge St is owned and occupied by an individual who acquired it in September 2015.

Source: Sangamon County records, as of July 20, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2023	Deed of Trust, Mortgage HUD
Nov 5, 2008	Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
Jul 16, 2007	Warranty Deed, Transfer
Feb 4, 2005	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 9, 2015
Deed Sale	Sep 9, 2015
Prior Sale	Jun 17, 2015
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Transaction Type	Mortgage
Record Updated	Jun 2, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R01560
Date	Jan 30, 2023
Instrument	2023R01560

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount on Record
Term	336 Months
Due	Nov 1, 2051

November 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2008R41585
Date	Nov 5, 2008
Instrument	2008R41585

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2038

Interest

Rate Type	Fixed Rate
Rate	6.75%

July 2007: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Jul 16, 2007
Property Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Document Number	2007R26105
Instrument Date	Jul 12, 2007
Instrument	2007R26105
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Amount	Amount on Record
Tax	$102.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Investor	Possibly a Property Investor

February 2005: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANGAMON IL
Recording Date	Feb 4, 2005
Property Address	1028 N RUTLEDGE ST, SPRINGFIELD, IL 62702-3723
Document Number	2005R04783
Instrument Date	Feb 4, 2005
Instrument	2005R04783
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1028 N Rutledge St was $2,207 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Capital Township
Municipality	Springfield City
Unified School District	Springfield School District 186 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,207.00	$33,265 Land $2,640 Building $30,625	$99,795 Land $7,920 Building $91,875
2022	$1,871.00 Homeowner's exemption	$26,882 Land $2,133 Building $24,749	$80,646 Land $6,399 Building $74,247

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 N Rutledge St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 1028 N Rutledge St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Rise Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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