Whatcom County property record for 1028 Mission Rd, Everson, WA 98247
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 1,500 sqft · built 1900 |
| Lot Size | 3.18 acres (138,521 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $449,000 (Dec 2019) |
| Tax Bill | $7,170 (2025) |
| Deeds & Mortgages | Jul 2026 Line of Credit Dec 2019 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 400336-548018-0000 |
| Primary APN | 400336-548018-0000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 2 Stories |
| Building Area | 1,500 sqft Living Area |
| 1st Floor Area | 1,068 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 138,521 sqft (3.18 acres) |
| Garage Type | Detached |
| Garage Area | 552 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Wood Porch |
|---|---|
| Porch Area | 48 sqft |
| Deck Area | 64 sqft |
| Patio Area | 200 sqft |
| Heating System | Hot Water |
|---|
| Account Number | 136326 |
|---|---|
| Street Address | 1028 MISSION RD |
| City | EVERSON |
| State | WA |
| Zip | 98247-8774 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RES |
| Legal Description | LOT B TIFFANY SHORT PLAT AS REC BOOK 4 SHORT PLATS PG 95 |
| Legal Range | 03 |
| Legal Township | 40 |
| Legal Section | 36 |
| Legal Subdivision | TIFFANY SHORT PLAT |
| Legal Block | 2 |
| Legal Lot Number | B |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | FERNDALE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 10702 |
1028 Mission Rd is owned and occupied by two individuals who bought it in December 2019.
Source: Whatcom County records, as of July 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 MISSION RD, EVERSON, WA 98247-8774 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 20, 2026 | Deed of Trust, Mortgage · Line of Credit WHATCOM EDUCATIONAL CREDIT UNION |
| Dec 17, 2019 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2019 · Amount on File |
| Deed Sale | Dec 17, 2019 · Amount on File |
| Prior Sale | Oct 5, 2015 · Amount on File |
| Deed Document Number | 20191202400 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Jul 20, 2026 |
| Property Address | 1028 MISSION RD, EVERSON, WA 98247-8774 |
| Document Number | 0000001602 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 20261602 |
| Transaction Type | Mortgage |
| Record Updated | Jul 27, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|---|
| Address | 1028 MISSION RD, EVERSON, WA 98247-8774 |
| Document Number | 0000001602, |
|---|---|
| Date | Jul 20, 2026 |
| Instrument | 20261602 |
| Name | WHATCOM EDUCATIONAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Dec 17, 2019 |
| Property Address | 1028 MISSION RD, EVERSON, WA 98247-8774 |
| Document Number | 2191202400 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 1202400 |
| Transaction Type | Transfer |
| Record Updated | Dec 31, 2019 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,997.20 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1028 MISSION RD EVERSON WA 982478774, EVERSON, WA 98247-8774 |
| Document Number | 2191202401 |
|---|---|
| Date | Dec 17, 2019 |
| Instrument | 1202401 |
| Name | NEIGHBORHOOD MTG |
|---|---|
| Type | Mortgage Company |
| Address | BELLINGHAM, WA 98226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Dec 16, 2034 |
The 2025 property tax bill for 1028 Mission Rd was $7,170.
Source: Whatcom County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Municipality | Everson City |
| Unified School District | Nooksack Valley School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,170.00 | $754,541 Land $365,218 Building $389,323 | $754,541 Land $365,218 Building $389,323 |
| 2022 | $606,491 Land $341,712 Building $264,779 | $606,491 Land $341,712 Building $264,779 | |
| 2021 | $5,098.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Mission Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1983–2025) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2025 · Severe Storms, Straight-line Winds, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Mission Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EVERSON serves 3,893 people · EPA ID WA5324200 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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