1028 Merlene Dr, Austin, TX 78732 Property Records

Travis County property record for 1028 Merlene Dr, Austin, TX 78732

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,834 sqft · built 2020
Lot Size	0.29 acres (12,632 sqft)
Owner	Individual Name on File
Last Sale	$120,000 (Mar 2020)
Tax Bill	$4,203 (2025)
Deeds & Mortgages	Oct 2022 Transfer Nov 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0129580602`

Property Details

APN / Parcel Number

Primary APN	`0129580602`
Alternative APNs	`01295806020000` `125864`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,834 sqft Living Area
Gross Area	2,434 sqft
1st Floor Area	1,290 sqft
2nd Floor Area	544 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Roof Type	Gable
Roof Material	Metal
Lot Area	12,632 sqft (0.29 acres)
Garage Type	Attached
Garage Area	600 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	125864
Street Address	1028 MERLENE DR
City	AUSTIN
State	TX
Zip	78732-6121
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 5 BLK B RIVER RIDGE
Legal Subdivision	RIVER RIDGE
Legal Block	B
Legal Lot Number	5
Jurisdiction	TRAVIS TX
Township / Civil Division	NORTHWEST TRAVIS
Census Block Group	1
Census Block	1006
Census Tract	35100

Owner

1028 Merlene Dr is owned and occupied by an individual who acquired it in August 2022.

Source: Travis County records, as of March 16, 2026

Owner of Record	Individual Name on File
Mailing Address	1028 MERLENE DR, AUSTIN, TX 78732-6121
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 20, 2022	Transfer on Death Deed, Transfer
Nov 30, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
May 19, 2021	Deed of Trust, Mortgage INDEPENDENT BANK
Mar 4, 2020	Warranty Deed, Transfer UNIVERSITY CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2020 · Amount on File
Deed Sale	Mar 4, 2020 · Amount on File
Deed Document Number	202035826
Last Transfer Date	Aug 25, 2022
Transfer Doc	0000169771
Record Updated	Sep 20, 2026

October 2022: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	TRAVIS TX
Recording Date	Oct 20, 2022
Property Address	1028 MERLENE DR, AUSTIN, TX 78732-6121
Document Number	0000169771
Map Reference	VOL 63 PG 18
Instrument Date	Aug 25, 2022
Instrument	2022169771
Transaction Type	Transfer
Record Updated	Nov 4, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1028 MERLENE DR, 1028, AUSTIN, TX 78732-6121

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12715 RIVER BND, AUSTIN, TX 78732-6107

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1028 MERLENE DR, AUSTIN, TX 78732-6121
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	CHICAGO TITLE/TX LLC, CHICAGO TITLE OF TEXAS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000262510
Date	Nov 30, 2021
Instrument	2021262510

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TRAVIS TX
Property Address	1028 MERLENE DR, AUSTIN, TX 78732-6121
Transaction Type	Mortgage
Record Updated	Nov 11, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000112576
Date	May 19, 2021
Instrument	2021112576

Lender

Name	INDEPENDENT BANK
Type	Bank
Address	MCKINNEY, TX 75069

Agreement

Amount	Amount on Record

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TRAVIS TX
Recording Date	Mar 4, 2020
Property Address	1028 MERLENE DR, AUSTIN, TX 78732-6121
Document Number	0000035826
Instrument Date	Mar 3, 2020
Instrument	35826
Transaction Type	Transfer
Record Updated	Mar 24, 2020
Title Company	TEXAS NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 NELSON PL MEADOWLAKES TX 786546400, MEADOWLAKES, TX 78654-6400

Mortgage

Document Number	35827
Date	Mar 4, 2020
Instrument	35827

Lender

Name	UNIVERSITY CU
Type	Credit Union
Address	AUSTIN, TX 78759

Agreement

Amount	Amount on Record
Term	180 Months
Due	Mar 3, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Merlene Dr was $4,203 with exemptions applied, down 14.2% from the year before.

Source: Travis County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Austin City
County	Travis County
Unified School District	Leander Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,203.00 (-14.17%) Homeowner's exemption Senior Citizen's exemption	$527,076	$722,545 Land $311,282 Building $411,263
2024	$4,897.00
2023		$953,232 Land $300,000 Building $653,232	$953,232 Land $300,000 Building $653,232
2022	$11,520.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1028 Merlene Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 25 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	25 in force
Nearby Flood Claims	1 (2025)
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1028 Merlene Dr is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 89% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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