1028 Lighthouse Dr, Corolla, NC 27927 Property Records

Currituck County property record for 1028 Lighthouse Dr, Corolla, NC 27927

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 3,360 sqft · built 1985
Lot Size	0.459 acres (19,994 sqft)
Owner	Trust Name on File
Tax Bill	$6,443 (2025)
Deeds & Mortgages	Jan 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9936-64-0808`

Property Details

APN / Parcel Number

Primary APN	`9936-64-0808`
Alternative APNs	`115A00000160005` `000200583` `9936-64`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,360 sqft Living Area
Basement Area	175 sqft
Finished Basement	70 sqft
Unfinished Basement	105 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Roof Material	Composition Shingle
Lot Area	19,994 sqft (0.459 acres)
Lot Dimensions	200 ft deep x 100 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	000200583
Street Address	1028 LIGHTHOUSE DR
City	COROLLA
State	NC
Zip	27927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SFO
Legal Description	LOT 16 SEC 5 WHALEHEAD CLUB
Legal Subdivision	WHALEHEAD CLUB
Legal Lot Number	16
Jurisdiction	CURRITUCK NC
Township / Civil Division	POPLAR BRANCH
Census Block Group	1
Census Block	1133
Census Tract	110101

Owner

Source: Currituck County records · APN 9936-64-0808

Assessment roll updated December 2, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Mailing Address	3425 FARM HILL DR, FALLS CHURCH, VA 22044-1236
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CURRITUCK NC
Property Address	1028 LIGHTHOUSE DR, COROLLA, NC 27927
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0014700181
Date	Jan 25, 2019
Book Page	1470/181
Instrument	340713

Lender

Name	MORGAN STANLEY PRIVATE BANK NA
Type	Bank
Address	CINCINNATI, OH 45245

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2049

Tax Assessment & Valuation

Source: Currituck County records · Assessment roll updated December 2, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Currituck County
Unified School District	Currituck County Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,443.00 (+0.25%)	$731,400 (-) Land $400,000 Building $331,400
2024	$6,427.00 (+14.93%)	$731,400 (-) Land $400,000 Building $331,400
2023	$5,592.00 (+7.13%)	$731,400 (+4.56%) Land $400,000 Building $331,400	$731,400 (+4.56%) Land $400,000 Building $331,400
2022	$5,220.00	$699,500 Land $400,000 Building $299,500	$699,500 (-4.36%) Land $400,000 Building $299,500
2021			$731,400 Land $400,000 Building $331,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Currituck County (37053C), as of June 18, 2020 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370531101011, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 1,596 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1,634 units insured incl. 38 condo units
Nearby Flood Claims	390 (1989–2026)
Claims Outside the SFHA	313 of 390
Most Recent Claim	Jan 2026 · rainfall accumulation
Claims by Event	Hurricane Dorian, Sep 2019 · 18 claims Hurricane Matthew, Oct 2016 · 64 claims Hurricane Irene, Aug 2011 · 20 claims

Wildfire

Wildfire Risk	Low lower than 98% of the US · lower than 99% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Ripple Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: T-Mobile USA.

Based on FCC filings for 233 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System, water system NC6027001, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	SOUTHERN OUTER BANKS WTR SYST serves 8,209 people
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.