Cooke County property record for 1028 Lawrence St, Gainesville, TX 76240
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 484 sqft · built 1940 |
| Lot Size | 0.189 acres (8,250 sqft) |
| Owner | Company Name on File |
| Tax Bill | $832 (2026) |
| Flood Zone | Zone X (moderate risk) |
| APN | 2550-004-00010 |
| Primary APN | 2550-004-00010 |
|---|---|
| Alternative APN |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Building Area | 484 sqft Living Area |
| Gross Area | 764 sqft |
| 1st Floor Area | 484 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Exterior Material | Siding |
| Foundation Type | Block |
| Roof Material | Metal |
| Lot Area | 8,250 sqft (0.189 acres) |
| Porch | Slab |
| Porch Area | 216 sqft |
| Storage Building | 64 sqft |
| Account Number | 2550-004-00010 |
|---|---|
| Street Address | 1028 LAWRENCE ST |
| City | GAINESVILLE |
| State | TX |
| Zip | 76240-3451 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ONEAL; BLOCK 4; LOT 10 |
| Legal Subdivision | ONEAL |
| Legal Block | 4 |
| Legal Lot Number | 10 |
| Jurisdiction | COOKE TX |
| Township / Civil Division | GAINESVILLE |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 500 |
1028 Lawrence St is owned by a company that acquired it in November 2013.
Source: Cooke County records, as of October 20, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 2055, GAINESVILLE, TX 76241-2055 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 21, 2013 |
| Deed Sale | Nov 21, 2013 |
| Prior Sale | Jan 17, 2007 |
| Deed Document Number | 201343099 |
| Deed Book / Page | 1906 / 479 |
| Prior Transfer Date | Aug 14, 2013 |
| Prior Transfer Doc | 1893/170 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 1028 Lawrence St was $832, up 0.1% from the year before.
Source: Cooke County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Cooke County |
| Municipality | Gainesville City |
| Unified School District | Gainesville Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $832.00 (+0.12%) | $39,746 (-) Land $15,139 Building $24,607 | $39,746 (-) Land $15,139 Building $24,607 |
| 2025 | $831.00 (+8.63%) | $39,746 Land $15,139 Building $24,607 | $39,746 Land $15,139 Building $24,607 |
| 2024 | $765.00 | ||
| 2023 | $38,979 Land $15,139 Building $23,840 | $38,979 Land $15,139 Building $23,840 | |
| 2022 | $729.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Lawrence St in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 26, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 47 (1989–2020) |
| Claims Outside the SFHA | 5 of 47 |
| Most Recent Claim | Jan 2020 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Lawrence St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.8% of Texas |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GAINESVILLE serves 18,107 people · EPA ID TX0490001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Nortex Communications Company Fiber | 2,000 / 2,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Element8, Nextlink.
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