Clay County property record for 1028 Hwy 46, Cedarbluff, MS 39741
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1,938 sqft · built 1991 |
| Lot Size | 3.2 acres (139,392 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $58,000 (Feb 2021) |
| Tax Bill | $911 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Feb 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 064 03 0070000 |
| Primary APN | 064 03 0070000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Total Rooms | 4 Rooms |
| Building Area | 1,938 sqft Finished Area |
| 1st Floor Area | 1,432 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Other |
| Roof Type | Gambrel |
| Roof Material | Galvanized Metal |
| Lot Area | 139,392 sqft (3.2 acres) |
| Garage Area | 1,020 sqft |
| Parking Spaces | 4 Parking Spaces |
| Utility Building | 200 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 1028 HIGHWAY 46 |
|---|---|
| City | CEDARBLUFF |
| State | MS |
| Zip | 39741-9185 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 03 T 17 R 05 PT SW 1/4 SW 1/4 SW 1/4 DB 307/168 |
| Legal Range | 05E |
| Legal Township | 17 |
| Legal Section | 03 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 950100 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1028 HIGHWAY 46, CEDARBLUFF, MS 39741-9185 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Sep 30, 2025 | Deed of Trust, Mortgage · Commercial Mortgage RENASANT BANK |
| Feb 22, 2021 | Special Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 22, 2021 · Amount on Record |
| Deed Sale | Feb 22, 2021 · Amount on Record |
| Deed Document Number | 2021491 |
| Deed Book / Page | 307 / 168 |
| Last Transfer Date | Jul 10, 2025 |
| Transfer Doc | DEED323/559 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 1028 HIGHWAY 46, CEDARBLUFF, MS 39741-9185 |
| Transaction Type | Mortgage |
| Record Updated | Oct 28, 2025 |
| Name | Verified Name |
|---|---|
| Address | 1028 HIGHWAY 46, CEDARBLUFF, MS 39741-9185 |
| Document Number | 0LM575/554 |
|---|---|
| Date | Sep 30, 2025 |
| Book Page | LM 575/554 |
| Instrument | 2025005710 |
| Name | RENASANT BANK |
|---|---|
| Type | Bank |
| Address | WEST POINT, MS 39773 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 58 Months |
| Due | Jul 30, 2030 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | CLAY MS |
| Recording Date | Feb 22, 2021 |
| Property Address | 1028 HIGHWAY 46, CEDARBLUFF, MS 39741-9185 |
| Document Number | 000307/168 |
| Book / Page | 307 / 168 |
| Instrument Date | Feb 8, 2021 |
| Instrument | 2021000491 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | PO BOX BNOX, DALLAS, TX 75265 |
| Name | Verified Name |
|---|---|
| Address | 1028 HIGHWAY 46, CEDARBLUFF, MS 39741-9185 |
| Investor | Possibly a Property Investor |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $911.00 (+2.59%) | $15,715 (-0.47%) Land $2,085 Building $13,630 | $104,767 (-0.47%) Land $13,900 Building $90,867 |
| 2024 | $888.00 (-39.67%) | $15,789 (+21.71%) Land $2,085 Building $13,704 | $105,259 (+21.7%) Land $13,900 Building $91,359 |
| 2023 | $1,472.00 (+1.52%) | $12,973 Land $2,085 Building $10,888 | $86,488 Land $13,900 Building $72,588 |
| 2022 | $1,450.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 80% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| 4-County Fiber Fiber | 1,000 / 1,000 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
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