1028 Harmony Ln, Fullerton, CA 92831 Property Records

Orange County property record for 1028 Harmony Ln, Fullerton, CA 92831

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,144 sqft · built 1957
Lot Size	0.256 acres (11,130 sqft)
Owner	2 Trust Names on File
Last Sale	$825,000 (Jun 2018)
Tax Bill	$11,069 (2025)
Deeds & Mortgages	Jul 2019 Mortgage Oct 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`029-135-02`

Property Details

APN / Parcel Number

Primary APN	`029-135-02`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	2,144 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Lot Area	11,130 sqft (0.256 acres)
Garage Area	429 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1028 HARMONY LN
City	FULLERTON
State	CA
Zip	92831-1912
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 2525 BLK LOT 30
Legal Subdivision	TRACT NO 2525
Legal Tract	2525
Legal Lot Number	30
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	2
Census Block	2003
Census Tract	11402

Owner

1028 Harmony Ln is owner-occupied and held in a trust since December 2024.

Source: Orange County records, as of August 26, 2026

Owner of Record	2 Trust Names on File
Mailing Address	1028 HARMONY LN, FULLERTON, CA 92831-1912
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2019	Deed of Trust, Mortgage · Conventional Mortgage MEGA CAPITAL FUNDING INC
Oct 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage BNB FINANCIAL INC BNB FINANCIAL INC
Jun 15, 2018	Grant Deed, Transfer · Conventional Mortgage MEGA CAPITAL FUNDING INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 15, 2018 · Amount on File
Deed Sale	Jun 15, 2018 · Amount on File
Deed Document Number	2018219744
Last Transfer Date	Dec 4, 2024
Transfer Doc	0000009193
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1028 HARMONY LN, FULLERTON, CA 92831-1912
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PROVIDENT TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000273579
Date	Jul 29, 2019
Instrument	2019000273579

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company
Address	CALABASAS, CA 91302

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Aug 1, 2034

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	1028 HARMONY LN, FULLERTON, CA 92831-1912
Document Number	0000590921
Instrument Date	Oct 14, 2020
Transaction Type	Mortgage
Record Updated	Nov 2, 2020
Title Company	PROVIDENT TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 HARMONY LN FULLERTON CA 928311912, FULLERTON, CA 92831-1912

Mortgage

Document Number	0000590921
Date	Oct 21, 2020
Instrument	590921

Lender

Name	BNB FINANCIAL INC BNB FINANCIAL INC
Type	Bank
Address	GLENDALE, CA 91203

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 20, 2035

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jun 15, 2018
Property Address	1028 HARMONY LN, FULLERTON, CA 92831-1912
Document Number	0000219744
Map Reference	MB84 PG7
Instrument Date	Jun 4, 2018
Instrument	2018000219744
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	1028 HARMONY LN, FULLERTON, CA 92831-1912

Mortgage

Document Number	0000219745
Date	Jun 15, 2018
Instrument	2018000219745

Lender

Name	MEGA CAPITAL FUNDING INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jul 1, 2033

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Harmony Ln was $11,069.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Fullerton City
Elementary School District	Fullerton Elementary School District (KG - 08)
Secondary School District	Fullerton Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,065,666 (+8.81%) Land $797,028 Building $268,638
2025	$11,069.00	$979,391 Land $781,400 Building $197,991
2023	$10,380.00 (+0.6%)	$941,361 Land $751,058 Building $190,303
2022	$10,318.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 1028 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1983–2023)
Claims Outside the SFHA	1 of 3
Most Recent Claim	May 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 Harmony Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FULLERTON serves 140,054 people · EPA ID CA3010010
Water Source	Purchased surface water from several systems
Last State Inspection	Jan 2026
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Dec 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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