Black Hawk County property record for 1028 Fleur Dr, Waterloo, IA 50701
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,340 sqft · built 1971 |
| Lot Size | 0.165 acres (7,200 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $160,000 (Apr 2010) |
| Tax Bill | $4,478 (2025) |
| Deeds & Mortgages | Jan 2020 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 8913-29-206-037 |
| Primary APN | 8913-29-206-037 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,340 sqft Living Area |
| 1st Floor Area | 1,340 sqft |
| Basement Area | 1,340 sqft |
| Finished Basement | 450 sqft |
| Game Room | Game Room |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1971 |
|---|---|
| Effective Year Built | Effective 1971 |
| Architectural Style | Split Foyer |
| Exterior Material | Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,200 sqft (0.165 acres) |
| Lot Dimensions | 120 ft deep x 60 ft wide |
| Garage Type | Detached |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Patio Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 1028 FLEUR DR |
|---|---|
| City | WATERLOO |
| State | IA |
| Zip | 50701-3508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CENTRAL HEIGHTS ADDITION LOT 98 |
| Legal Range | 13W |
| Legal Township | 89N |
| Legal Section | 29 |
| Legal Subdivision | CENTRAL HEIGHTS ADDITION |
| Legal Lot Number | 98 |
| Jurisdiction | BLACK HAWK IA |
| Township / Civil Division | WATERLOO |
| Census Block Group | 1 |
| Census Block | 1018 |
| Census Tract | 1502 |
1028 Fleur Dr is owned and occupied by two individuals who bought it in April 2010.
Source: Black Hawk County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1028 FLEUR DR, WATERLOO, IA 50701-3508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 20, 2010 · Amount on File |
| Deed Sale | Apr 20, 2010 · Amount on File |
| Prior Sale | Jun 3, 2005 · Amount on File |
| Deed Document Number | 201019454 |
| Prior Transfer Date | Jun 1, 2005 |
| Prior Transfer Doc | 2005028206 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BLACK HAWK IA |
| Property Address | 1028 FLEUR DR, WATERLOO, IA 50701-3508 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20202000012463 |
|---|---|
| Date | Jan 14, 2020 |
| Instrument | 20202000012463 |
| Name | CEDAR FALLS COMMUNITY CREDIT UNION |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2035 |
The 2025 property tax bill for 1028 Fleur Dr was $4,478 with a homeowner's exemption, up 1.1% from the year before.
Source: Black Hawk County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | Black Hawk County |
| Municipality | Waterloo City |
| Unified School District | Cedar Falls Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,478.00 (+1.08%) Homeowner's exemption | $243,760 Land $25,650 Building $218,110 | $243,760 Land $25,650 Building $218,110 |
| 2024 | $4,430.00 | ||
| 2023 | $224,890 (+25.67%) Land $25,650 Building $199,240 | $224,890 Land $25,650 Building $199,240 | |
| 2022 | $3,914.00 Homeowner's exemption | $178,950 Land $25,650 Building $153,300 | |
| 2021 | $178,950 Land $25,650 Building $153,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 1028 Fleur Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2014.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1028 Fleur Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 91% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WATERLOO WATER WORKS serves 69,504 people · EPA ID IA0790074 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| CenturyLink DSL · Fiber in parts of the area | 140 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Cedar Falls Utilities, Nextlink.
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