1028 Fleck Ave, Orlando, FL 32804 Property Records

Orange County property record for 1028 Fleck Ave, Orlando, FL 32804

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 3,253 sqft · built 1946
Lot Size	0.794 acres (34,571 sqft)
Owner	2 Individual Names on Record
Tax Bill	$16,319 (2025)
Deeds & Mortgages	Mar 2018 Mortgage Mar 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-22-29-0000-00-004`

Property Details

APN / Parcel Number

Primary APN	`10-22-29-0000-00-004`
Alternative APNs	`292210000000004` `341314` `346570` `350934`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,253 sqft Living Area
Gross Area	4,673 sqft
1st Floor Area	1,707 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1982
Exterior Material	Concrete
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,571 sqft (0.794 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	1,596 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	1028 FLECK AVE
City	ORLANDO
State	FL
Zip	32804-2160
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1A
Legal Description	BEG SE COR OF NE1/4 OF NE1/4 RUN W 872.51 FT TH N 10 DEG W 4 23.56 FT TO POB TH S 64 DEG W 308.81 FT TO SHORE OF LAKE FAI RVIEW TH W 91.37 FT TO W LINE OF NE1/4 OF NE1/4 N 25.92 FT N
Legal Range	29E
Legal Township	22S
Legal Section	10
Legal Subdivision	ACREAGE & UNREC
Legal Tract	0000
Legal Lot Number	8
Jurisdiction	ORANGE FL
Township / Civil Division	ORLANDO
Census Block Group	1
Census Block	1023
Census Tract	12500

Owner

Source: Orange County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1028 FLECK AVE, ORLANDO, FL 32804-2160
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Mar 26, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Jun 8, 2026

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1028 FLECK AVE, ORLANDO, FL 32804-2160
Document Number	0000196010
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Nov 20, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 FLECK AVE ORLANDO FL 328042160, ORLANDO, FL 32804-2160

Mortgage

Document Number	0000196010
Date	Apr 3, 2018
Instrument	196010

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Apr 2, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.9%

March 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE FL
Property Address	1028 FLECK AVE, ORLANDO, FL 32804-2160
Document Number	0000196009
Instrument Date	Mar 26, 2018
Transaction Type	Mortgage
Record Updated	Apr 16, 2018
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NAT'L TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 FLECK AVE ORLANDO FL 328042160, ORLANDO, FL 32804-2160

Mortgage

Document Number	0000196009
Date	Apr 3, 2018
Instrument	196009

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	876 Months
Due	Apr 2, 2091

Interest

Rate Type	Adjustable Rate
Rate	4.9%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Orange County
Unified School District	Orange County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,017,280 (-1.24%) Land $650,000 Building $367,280	$1,017,280 (-1.24%) Land $650,000 Building $367,280
2025	$16,319.00 (+2.25%) Homeowner's exemption	$1,030,060 (+4.11%) Land $650,000 Building $380,060	$1,030,060 (+4.11%) Land $650,000 Building $380,060
2024	$15,960.00 (+8.27%)
2023	$14,741.00 (+14.26%)	$989,377 (+21.44%) Land $650,000 Building $339,377	$989,377 (+21.44%) Land $650,000 Building $339,377
2022	$12,901.00	$814,699 Land $525,000 Building $289,699	$814,699 Land $525,000 Building $289,699

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	103 units insured incl. 50 condo units
Nearby Flood Claims	21 (1994–2024)
Claims Outside the SFHA	12 of 21
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Irma, Sep 2017 · 8 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER PARK, CITY OF (3 WPS) serves 82,984 people · EPA ID FL3481482
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 279 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Xfinity.

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