1028 Embassy Ave, Spring Hill, FL 34606 Property Records

Hernando County property record for 1028 Embassy Ave, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 851 sqft · built 1970
Lot Size	0.172 acres (7,500 sqft)
Owner	2 Individual Names on File
Last Sale	$220,000 (May 2025)
Tax Bill	$1,060 (2025)
Deeds & Mortgages	Jan 2024 Second Mortgage Oct 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5020-0125-0110`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5020-0125-0110`
Alternative APNs	`00231591` `231591`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	851 sqft Living Area
Gross Area	1,435 sqft
1st Floor Area	851 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1992
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Enclosed Porch
Porch Area	248 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00231591
Street Address	1028 EMBASSY AVE
City	SPRING HILL
State	FL
Zip	34606-5843
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 2 BLK 125 LOT 11
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UN 2
Legal Block	125
Legal Lot Number	11
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2005
Census Tract	41401

Owner

1028 Embassy Ave is owned and occupied by two individuals who bought it in May 2025.

Source: Hernando County records, as of December 8, 2025

Owner of Record	2 Individual Names on File
Mailing Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC
Oct 7, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 13, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Aug 1, 2018	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2025 · Amount on File
Deed Sale	May 8, 2025 · Amount on File
Prior Sale	Aug 1, 2018 · Amount on File
Deed Document Number	202532400
Deed Book / Page	4557 / 1493
Prior Transfer Date	Aug 2, 2021
Prior Transfer Doc	0040661012
Record Updated	Jun 8, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HERNANDO FL
Property Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843
Transaction Type	Mortgage
Record Updated	Feb 13, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843

Mortgage

Document Number	0043820114
Date	Jan 10, 2024
Book Page	4382/114
Instrument	2024002141

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	241 Months
Due	Feb 1, 2044

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HERNANDO FL
Recording Date	Oct 7, 2021
Property Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843
Document Number	0040661012
Book / Page	4066 / 1012
Map Reference	MB 7 PG 65
Instrument Date	Aug 2, 2021
Instrument	2021075267
Transaction Type	Transfer
Record Updated	Feb 13, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843

Mortgage

Document Number	0040661016
Date	Oct 7, 2021
Instrument	4066/1016

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	359 Months
Due	Sep 1, 2051

May 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	May 13, 2019
Property Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843
Document Number	0037020695
Book / Page	003702 / 000695
Instrument Date	May 13, 2019
Instrument	28857
Transaction Type	Transfer
Record Updated	Jun 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1028 EMBASSY AVE SPRING HILL FL 346065843, SPRING HILL, FL 34606-5843

August 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Aug 1, 2018
Property Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843
Document Number	0036090452
Book / Page	3609 / 0452
Map Reference	MB07 PG65
Instrument Date	Jul 27, 2018
Instrument	2018046518
Transaction Type	Transfer
Record Updated	Jul 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$626.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	15316 BAILEY HILL RD, 15316, BROOKSVILLE, FL 34614-2917

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1028 EMBASSY AVE, SPRING HILL, FL 34606-5843

Mortgage

Document Number	2018046519
Date	Aug 1, 2018
Instrument	2018046519

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 1028 Embassy Ave was $1,060.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,060.00	$51,882	$136,553 Land $27,375 Building $109,178
2023		$48,951 (+3%) Land $48,951
2022	$363.00 Homeowner's exemption	$47,525	$136,513 Land $30,000 Building $106,513

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1028 Embassy Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1983)
Most Recent Claim	Aug 1983 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1028 Embassy Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 490 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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